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Data about bond maturity each quarter?

2020.09.25 17:08 Boothstrap Data about bond maturity each quarter?

I'm trying to find government bond maturity each quarteyear worldwide. Basically, I want to know the volume of bonds that come to maturity, i.e. are due for final payment, each quarter.
I've found some data on bonds on the BIS website, volumes, issuers, etc, but I couldn't find the maturity data there. I cannot know how much bonds come to maturity say in Q3 2020 or Q4 2020
Something like this, but aggregated by country and with only focus on maturity date
submitted by Boothstrap to AskEconomics [link] [comments]

2020.09.24 23:03 badpauly Significant Activist Hedge Fund Activity (Last 7 Days)

These are the latest Schedule 13D forms filed by activist investors in the last 7 days. Activist investors are investors that make an investment with the intention of influencing management in some way. There is evidence that following activist investors into investments can generate excess returns. Schedule 13G forms, in contrast, are filed by significant investors with no intention of influencing management (such as Index funds).
There is always a lot of interest in insider trades, but what a lot of people probably don't realize is that hedge fund activity is probably more predictive of future returns than insider activity. The reason is that hedge funds (a) have large research budgets, and (b) have a choice where to put their money. In contract, insiders have no choice where to put their money, but only when to time their transactions.

New Filings

This table lists new 13D filings in the last week. A new filing does not necessarily indicate a new position, as investors frequently accumulate in advance before reaching the filing threshold.
Date Form Company Investor Shares Ownership Change
09‑24 13D CVGI / Commercial Vehicle Group, Inc. OLMA CAPITAL MANAGEMENT Ltd 1,948,001 %
09‑23 13D ATIF / ATIF Holdings Limited Liu Jun 4,061,574 8.6%
09‑23 13D DESP /, Corp. LCLA Daylight LP 11,000,000 13.64%
09‑23 13D CBPO / China Biologic Products, Inc. Chow Joseph 111,509 0.3%
09‑22 13D CLRO / ClearOne, Inc. BAGLEY E BRYAN 1,580,814 8.4%
09‑22 13D AIH / Aesthetic Medical International Holdings Group Ltd. Peak Asia Investment Holdings V Ltd 15,576,960 22.0% 0.00
09‑21 13D STEP / StepStone Group Inc. Class A Brem Monte M 53,157,491 64.5%
09‑21 13D STEP / StepStone Group Inc. Class A Argonaut Private Equity, L.L.C. 6,495,358 18.2%
09‑21 13D WTRE / Watford Holdings Ltd. Enstar Group LTD 1,815,858 9.1%
09‑21 13D MIXT / MiX Telematics Limited Frew Robin A 87,267,766 14.52%
09‑21 13D SJ / Scienjoy Holding Corporation Cosmic Soar Ltd 5,409,598 18.87%
09‑18 13D MFA / MFA Financial, Inc. STARWOOD CAPITAL GROUP GLOBAL II, L.P. 38,021,670 8.39%
09‑18 13D CLRO / ClearOne, Inc. CLEARONE INC 1,580,814 8.4%
09‑18 13D MHH / Mastech Holdings, Inc. NAYAR ARUN 7.3%
09‑18 13D GSH / Grindrod Shipping Holdings Ltd Grindrod Ltd 1,841,962 9.7%
09‑18 13D HUD / Hudson Ltd. GAMCO INVESTORS, INC. ET AL 1,087,156 2.76%
09‑18 13D DTF / DTF Tax Free Income, Inc. Karpus Management, Inc. 2,055,412 24.12% -0.74
09‑18 13D VRTU / Virtusa Corp. Austin HoldCo Inc 4,907,925 14.7%
09‑18 13D AHT / Ashford Hospitality Trust Inc. Cygnus Capital, Inc. 1,012,231 7.8%
09‑17 13D SPP / Sanchez Production Partners LLC SP Common Equity Subsidiary LLC 4,650,439 23.3%
09‑17 13D NHLD / National Holdings Corp. ASHER DANIEL 2,656,450 19.55% 0.00
09‑17 13D VCIF / Vertical Capital Income Fund Shares of Beneficial Interest Relative Value Partners Group, LLC 1,773,596 17.1% 27.80

Amended Filings

This table lists amended filings in the last week, and is useful for monitoring changes in existing investments or when a fund closes a position. I have eliminated all filings with less than a 5% change in ownership.
Date Form Company Investor Shares Ownership Change
09‑24 13D/A TMBR / Timber Pharmaceuticals, Inc. TardiMed Sciences LLC 5,437,517 45.2% -5.24
09‑24 13D/A BBI / Brickell Biotech, Inc. Palisade Concentrated Equity Partnership II, LP 1,073,374 3.86% -70.31
09‑24 13D/A FTK / Flotek Industries Inc. North Sound Trading, LP 6,600,000 9.3% 24.00
09‑23 13D/A XOMA / XOMA Corporation BIOTECHNOLOGY VALUE FUND L P 4,182,243 38.0% 90.10
09‑23 13D/A ETNB / 89bio, Inc. ORBIMED ADVISORS LLC 1,864,721 9.4% -21.01
09‑23 13D/A SREV / ServiceSource International, Inc. Edenbrook Capital, LLC 13,611,126 14.24% 15.77
09‑23 13D/A KNX / Knight Transportation, Inc. MOYES JERRY 9,034,826 5.3% -77.25
09‑23 13D/A DVD / Dover Motorsports, Inc. TIPPIE HENRY B 12,735,000 59.6% 39.25
09‑23 13D/A BFFTF / Biofrontera AG DEUTSCHE BALATON AKTIENGESELLSCHAFT 14,200,469 30.8% 6.94
09‑23 13D/A SBGLF / Sibanye Gold Ltd ADR GOLD ONE SOUTH AFRICA (PTY) LTD 217,483,523 8.13% -12.01
09‑23 13D/A SBBP / Strongbridge Biopharma plc CAXTON CORP 10,280,682 15.2% -12.64
09‑23 13D/A IMXI / International Money Express, Inc. Steamboat Capital Partners, LLC 2,396,676 6.3% -7.35
09‑22 13D/A BBW / Build-A-Bear Workshop, Inc. Philotimo Fund, LP 864,580 5.5% -42.71
09‑22 13D/A PLAY / Dave & Buster's Entertainment, Inc. KKR Credit Advisors (US) LLC 4,225,800 8.9% 50.85
09‑22 13D/A CLRO / ClearOne, Inc. BAGLEY EDWARD D 10,152,405 54.1%
09‑22 13D/A CLRO / ClearOne, Inc. HAKIMOGLU ZEYNEP 1,067,856 5.6% 19.15
09‑22 13D/A 11040G103 / Bristow Group Inc Solus Alternative Asset Management LP 5,389,526 17.8%
09‑22 13D/A PLAY / Dave & Buster's Entertainment, Inc. Hill Path Capital LP 4,448,542 9.3% 32.86
09‑22 13D/A EGI / Entree Gold Inc. RIO TINTO PLC 32,788,629 17.6%
09‑22 13D/A WHLR / Wheeler Real Estate Investment Trust, Inc. STILWELL JOSEPH 1,286,609 13.1% 9.17
09‑22 13D/A AGTX / Agentix Corp. Winterhalter Michael 150,000 0.004% -99.93
09‑22 13D/A FLWS /, Inc. MCCANN CHRISTOPHER G 22,062,176 38.2% -33.91
09‑22 13D/A SYNH / Syneos Health, Inc. ADVENT INTERNATIONAL CORP/MA 18,647,036 17.94% -17.14
09‑21 13D/A MRSN / Mersana Therapeutics, Inc. New Enterprise Associates 14, L.P. 5,963,114 8.7% -32.56
09‑21 13D/A FSLR / First Solar, Inc. Walton Lukas T 13,841,358 13.1% -40.37
09‑21 13D/A SYNH / Syneos Health, Inc. THOMAS H. LEE ADVISORS, LLC 16,010,301 15.4% -16.98
09‑21 13D/A ETNB / 89bio, Inc. RA CAPITAL MANAGEMENT, L.P. 4,736,214 23.8% 16.67
09‑21 13D/A MJCO / Majesco Majesco Ltd 0 0.0% -100.00
09‑21 13D/A KFS / Kingsway Financial Services Inc. STILWELL JOSEPH 6,375,904 28.0% 6.87
09‑21 13D/A DVA / DaVita HealthCare Partners Inc. BERKSHIRE HATHAWAY INC 36,095,570 31.7% 6.73
09‑21 13D/A IMUX / Immunic, Inc. Eckenstein-Geigy-Stiftung 440,000 2.94% -52.96
09‑21 13D/A BWG / BrandywineGLOBAL - Global Income Opportunities Fund, Inc. Bulldog Investors, LLC 915,400 %
09‑21 13D/A SONM / Sonim Technologies, Inc. 180 DEGREE CAPITAL CORP. /NY/ 9,395,229 %
09‑21 13D/A WUBA / Inc. Tencent Holdings Ltd 0 0.0% -100.00
09‑18 13D/A SOLO / Electrameccanica Vehicles Corp. Ltd. KROLL JERRY 11,474,196 17.18% -60.41
09‑18 13D/A CWGL / Crimson Wine Group Ltd. Cumming John D. 3,017,861 13.0%
09‑18 13D/A LUB / Luby's, Inc. PAPPAS CHRISTOPHER JAMES 5,667,153 18.43%
09‑18 13D/A TORC / resTORbio, Inc. ORBIMED ADVISORS LLC 5,513,015 28.1% 105.11
09‑18 13D/A CRSP / CRISPR Therapeutics AG Versant Venture Capital IV, L.P. 2,087,120 3.0% -30.23
09‑18 13D/A MTEM / Molecular Templates, Inc. SANTE HEALTH VENTURES I LP 7,091,100 15.5% -9.88
09‑18 13D/A MHH / Mastech Holdings, Inc. WADHWANI SUNIL 2,548,314 22.4% -40.90
09‑18 13D/A IMVT / Immunovant, Inc. Roivant Sciences Ltd. 56,377,388 57.6% 6.27
09‑18 13D/A RGNX / REGENXBIO Inc. Fox Allan M. 3,120,235 8.3%
09‑18 13D/A CLRO / ClearOne, Inc. CLEARONE INC 1,067,856 5.6%
09‑18 13D/A WUBA / Inc. GENERAL ATLANTIC LLC 0 0.0% -100.00
09‑18 13D/A PSV / Hermitage Offshore Services Ltd. Scorpio Services Holding Ltd 1,011,096 3.2%
09‑18 13D/A WUBA / Inc. Yao Jinbo 0 0.0% -100.00
09‑18 13D/A GARS / Garrison Capital Inc. STILWELL JOSEPH 244,274 8.2% 18.84
09‑18 13D/A FORTY / Formula Systems (1985) Ltd. ASSECO POLAND S.A. 5,733,574 37.5% -5.54
09‑18 13D/A FORTY / Formula Systems (1985) Ltd. Bernstein Guy 1,817,973 11.9% -11.19
09‑18 13D/A EDSA / Edesa Biotech, Inc. Edesa Biotech, Inc. 3,317,207 34.4%
09‑17 13D/A L / Loews Corp. TISCH JAMES S 16,829,404 6.1% 19.61
09‑17 13D/A REPL / Replimune Group, Inc. Atlas Venture Fund X, L.P. 2,524,866 6.3% -16.00
09‑17 13D/A PIH / 1347 Property Insurance Holdings, Inc. Hale Partnership Capital Management, LLC 0 0.0% -100.00
09‑17 13D/A GDL / GDL Fund, The GAMCO INVESTORS, INC. ET AL 2,573,150 17.86% 10.18
09‑17 13D/A FLGT / Fulgent Genetics, Inc. Gao Hanlin 803,379 3.6% -62.50
09‑17 13D/A MCS / Marcus Corporation (THE) GAMCO INVESTORS, INC. ET AL 713,650 3.08% -9.41
09‑17 13D/A REPCF / RepliCel Life Sciences Inc. Schutte Andrew 4,627,351 13.51%
09‑17 13D/A TTSH / Tile Shop Holdings, Inc. B. Riley Financial, Inc. 3,538,103 6.8% 21.43
09‑17 13D/A TLGT / Teligent, Inc. LIFE SCIENCES OPPORTUNITIES FUND II LP 153,490 2.83% -85.03
submitted by badpauly to StockMarket [link] [comments]

2020.09.24 20:08 marco_camilo How to set a self-updating date instruction in Roam?

I'm creating a query for Roam's spaced repetition and I wanted to insert a tag or function for {{tomorrow}}, but that updates itself daily.
I have the query here:
{{[[query]]: {and: [[srs]] [[deutsch]] [[∆]] {not: [[moved]]} {between: {{tomorrow}} [[January 1st, 2020]]}}}}
However, I would like for the tomorrow tag to self update daily (i.e. {{tomorrow}} today gives 25 sept, the same tomorrow would give 26 sept, etc.). Right now I have to manually update the date, which is a bit cumbersome give I would like this query to self update for, in this case words for vocabulary study, entries between Januarty 1st and {{tomorrow}} (aside from what date today is).
Any help I'd really appreciate it! And shout out to any foreign langauge learners out there.
submitted by marco_camilo to RoamResearch [link] [comments]

2020.09.21 21:30 Psittacula2 Last week we had our biggest mining expedition to date [email protected] started. Thanks to our great community, the event was a complete success! Here are the pictures from the first day! [Auf Deutsch]

Last week we had our biggest mining expedition to date in@dualuniverse started. Thanks to our great community, the event was a complete success! Here are the pictures from the first day! [Auf Deutsch] submitted by Psittacula2 to DualUniverse [link] [comments]

2020.09.21 10:00 autotldr FinCEN Files: Deutsche Bank tops list of suspicious transactions

This is the best tl;dr I could make, original reduced by 86%. (I'm a bot)
The leaked FinCEN files suggest the bank was aware of facilitating suspicious transactions amounting to over $1 trillion dollars, including for a period after it had promised to clean up its act.
Of these, $1.3 trillion worth of transactions passed through Deutsche Bank, which reported the activities to FinCEN. Deutsche Bank previously fined hundreds of millions.
Upon receiving a catalogue of detailed questions from ICIJ, a spokesman for Deutsche Bank said the information contained in the files is "Not new information to us or our regulators" and that these issues date back to the years prior to 2016, adding that Deutsche Bank is "a different bank now."
The FinCEN Files reveal that Deutsche Bank also conducted transactions for an oil refinery in Turkmenistan, despite it being in possible violation of Iranian sanctions.
While Deutsche Bank TCA moved money for Turkmenbashi Oil, BNY Mellon, another bank that offers correspondence banking services in New York, refused to process transactions for the company around the same time.
ICIJ's analysis of the FinCEN Files indicates that Deutsche Bank also shuffled more than $11 billion in transactions between 2003 and 2017 for companies tied to Oleg Deripaska, a Russian billionaire and a longtime ally of Russian President Vladimir Putin - despite being fully aware of ongoing investigations.
Summary Source FAQ Feedback Top keywords: bank#1 Deutsche#2 transaction#3 sanctions#4 file#5
Post found in /worldnews, /europe and /FinCEN.
NOTICE: This thread is for discussing the submission topic. Please do not discuss the concept of the autotldr bot here.
submitted by autotldr to autotldr [link] [comments]

2020.09.21 07:11 DiogenesofSin0pe Request to everyone reading here

I am twenty eight years of age and I live in Republic of India. It has been my dream to study in Germany before secondary school was finished. Because of a lack of resources in my region and my ignorance about universities back then I could not visit or study in Germany in 2010. I finished a bachelor's degree in my country.
Since 2016 I planned to undertake a second bachelor's degree and live the old dream but there wasn't much support for me and the plan kept pushing on.
Nonetheless this year I was able to move forward and make an application to ISZ to enrol in a Deutschkurs before studying my favourite subject Philosophy in German. I see this as my ticket to German citizenship in the future. The plan has always been to emigrate.
The application was made in June-end very well before the deadline and the Entscheidung ist pending. Maybe this week I get it on email. But it is very hard for me to get a visa appointment booking date in my city because I am grouped together with all the rest of the students and no dates are available till 10th November.
The semester start date is 3. November! I will have to defer my application for summer semester but it will mean that I pay again ALL the fees (uni-assist, good shipping,=insgesamt ~200 euro). I would ideally like to start this year because I planned things accordingly. But if I don't get a visa appointment date then I am fully helpless. India nationals require die Einreise.
I might have one last avenue of support, of the people living in Heidelberg, preferably German nationals, who might make a request to the Generalkonsulat in my city because I do not fit any of their categories. My communication with them has not helped because they ignore my plea whether I write in Deutsch oder Englisch.
If we can make a list of people who are willing to support my cause in writing, then deliver an E-Mail addressedto the Konsulat head, then I might be able to make an application. Of course I cannot be the one writing the E-Mail although I can certainly help suggest changes and make edits.
So I need one volunteer to take this responsibility and I need say five or more people (the more the better) to state their belief that this guy (me, (name)) should get a visa appointment date booking from the Konsulat itself because he doesn't fit in any of the categories and is foremost a language course student (three semester at least).
It would mean the world to me to visit a land I consider my spiritual homeland. I have striven for Germany in so many more ways than one in my land. At this point the only thing that marks me out as Ausländer ist this invisible boundary separation. Please, help me, get rid of it!
submitted by DiogenesofSin0pe to Heidelberg [link] [comments]

2020.09.20 20:08 yereogewo Goldman Says Options Market Pushing Election Risk to December

Option traders are tempering bets that volatility will spike in the stock market immediately after the U.S. election. Instead, they’re boosting wagers that price swings will stay elevated at least one month after the vote, according to strategists at Goldman Sachs Group Inc.
Options on the S&P 500 pointed to a 2.8% move on Nov. 4, the day after the presidential vote, down from an implied 3.2% swing seen in August, according to the bank’s analysis. What’s also shifting is the curve in futures tied to the CBOE Volatility Index.
Specifically, VIX’s November contracts, which refer to volatility during the month through Dec. 18, have jumped above October ones for the first time this year, a sign that traders are adding protections well beyond Election Day, said Goldman strategists led by Ben Snider.
“Option markets seem to have abandoned the view that volatility would rise strongly in the lead-up to the election, which had been priced in throughout much of 2020,” the strategists wrote in a note to clients. “Instead, currently markets are expecting volatility to jump at Election Day, and then remain high thereafter.”
The focus on extended volatility may mark a change in sentiment toward election risks. In early August, Binky Chadha, chief global strategist at Deutsche Bank, warned that options traders were too sanguine positioning for a steep post-election drop in the VIX.
Potential Delay
The latest shift in volatility pricing reflects the potential for delays in counting ballots and for results to be disputed, according to Goldman. A key date during the process is Dec. 8, known as a “safe harbor” deadline for when states have to resolve any controversies related to the appointment of their electors to the Electoral College, and six days before electors cast final votes on Dec. 14 to determine the outcome.
In 2000, the contested George Bush-Al Gore election results were decided on Dec. 12 after the Supreme Court ended a Florida vote recount ahead of the Electoral deadline. Republicans have floated a bill that seeks to extend the safe harbor and Electoral College meeting into January.
“The level of implied volatility sends a clear message: The election matters for equities, and the outcome is highly uncertain,” Snider said. One industry -- health care -- appears particularly shielded from the turmoil. With developments in the race for Covid-19 vaccines at the top of investor’s minds, health care appears to be more buffered against broader market volatility than any other sector, save industrials, according to Goldman.
October VIX futures, which expire before Election Day but are priced off options that include Election Day, have less upside than the November future, they wrote, adding that November VIX optionality should be more valuable than October VIX options and recommends trades in VIX option calendars. This is how Goldman suggests investors brace for the turmoil:
Sell VIX Oct. $27 puts and buy Nov. $27 puts for $1.05 per contract versus reference prices of the Oct. future of $30.40 and the Nov. future of $30.80
For investors wanting to hedge, they recommend selling VIX Oct. $35 calls and buying Nov. $35 calls for $1.25 per contract
Source article from Bloomberg -
submitted by yereogewo to investing [link] [comments]

2020.09.20 12:38 grandcityinvestment SBLC Meaning & bg sblc provider

SBLC Meaning & bg sblc provider
What is Standby Letter of Credit (SBLC or SLOC)? A standby letter of credit (SBLC or SLOC) is a legal document that guarantees a bank’s commitment of payment to a seller in the event that the buyer–or the bank’s client–defaults on the agreement. Grand City Investment Limited is a Standby Letter of Credit provider, bg sblc provider, bank guarantee provider, Real SBLC Provider, bank instrument provider, Lease SBLC, SBLC Funding, SBLC Financing & BG SBLC Monetization, We are monetizers of bank instruments.
A standby letter of credit helps facilitate international trade between companies that don’t know each other and have different laws and regulations. Although the buyer is certain to receive the goods and the seller certain to receive payment, a Standby Letter of Credit (SBLC or SLOC) doesn’t guarantee that the buyer will be happy with the goods. A standby letter of credit can also be abbreviated SBLC Also, a standby letter of credit is different from a bank guarantee.

How a Standby Letter of Credit Works

A SLOC/SBLC is most often sought by a business to help it obtain a contract. The contract is a “standby” agreement because the bank will have to pay only in a worst-case scenario. Although an SBLC guarantees payment to a seller, the agreement must be followed exactly. For example, a delay in shipping or a misspelling a company’s name can lead to the bank refusing to make the payment.

What is the difference between SBLCs and LCs?

A Standby Letter of Credit is different from a Letter of Credit. An SBLC is paid when called on after conditions have not been fulfilled. However, a Letter of Credit is the guarantee of payment when certain specifications are met and documents received from the selling party.
Both the regular letter of credit and standby letter of credit are payment instruments used in international trade. However, there are some basic differences which we will try to explain below. LC Vs. SBLC A. LC: A letter of credit is a promise from the bank that the buyer i.e. importer will fulfill his payment obligation and pay the full invoice amount on time. The role of the issuing bank is to make sure that the buyer pays. In case the buyer is unable to fulfill his obligation, the bank will pay to the seller i.e. the exporter, but the funds come from the buyer. B. SBLC: A standby letter of credit is a secondary payment method where bank guarantees the payment when terms of the letter of credit are fulfilled by the seller. It is a kind of additional safety net for the seller. The buyer may not pay the seller due to multiple reasons such as cash flow crunch, dishonesty, bankruptcy, etc. But as long as the seller meet’s the requirement of a standby letter of credit, the bank will pay.
The purpose of this letter is to establish a bank guarantee for the deal or transaction with a third party. For example, if an individual wishes to take a loan, but does not have a sufficient credit standing, the bank may then ask for a guarantee from another party (third party), and this is done in the form of a standby letter of credit that is issued by another bank. However, the said individual would then have to produce certain documents or evidence to support the non-performance of the buyer to obtain the payment through the SBLC.
The bank is obligated to make payment if the documents presented comply with the terms of contract. Though, the SBLC are considered very versatile and can be used with modifications to suit the interests and requirements of the buyers and sellers.
Letters of credit are used extensively in the financing of international trade, where the reliability of contracting parties cannot be readily and easily determined. Its economic effect is to introduce a bank as an underwriter, where it assumes the counterparty risk of the buyer paying the seller for goods. The Standby Letter Of Credit (SBLC) is governed by a set of guidelines known as the Uniform Customs and Practice (UCP 600), which was first created in the 1930s by the International Chamber of Commerce (ICC).

Uses of SBLC

An SBLC is frequently used as a safety mechanism for the beneficiary, in an attempt to hedge out risks associated with the trade. Simplistically, it is a guarantee of payment which will be issued by a bank on the behalf of a client. It is also perceived as a “payment of last resort” due to the circumstances under which it is called upon. The SBLC prevents contracts going unfulfilled if a business declares bankruptcy or cannot otherwise meet financial obligations.
Furthermore, the presence of an SBLC is usually seen as a sign of good faith as it provides proof of the buyer’s credit quality and the ability to make payment. In order to set this up, a short underwriting duty is performed to ensure the credit quality of the party that is looking for a letter of credit. Once this has been performed, a notification is then sent to the bank of the party who requested the Letter of Credit (typically the seller).
In the case of a default, the counter-party may have part of the finance paid back by the issuing bank under an SBLC. Standby Letter of Credit’s are used to promote confidence in companies because of this.

Types of Standby Letters of Credit (SBLC/SLOC)

Advantages of a Standby Letter of Credit (SBLC / SLOC)

The SLOC is often seen in contracts involving international trade, which tend to involve a large commitment of money and have added risks.
For the business that is presented with a SLOC, the greatest advantage is the potential ease of getting out of that worst-case scenario. If an agreement calls for payment within 30 days of delivery and the payment is not made, the seller can present the SLOC to the buyer’s bank for payment. Thus, the seller is guaranteed to be paid. Another advantage for the seller is that the SBLC reduces the risk of the production order being changed or canceled by the buyer.
An SBLC helps ensure that the buyer will receive the goods or service that’s outlined in the document. For example, if a contract calls for the construction of a building and the builder fails to deliver, the client presents the SLOC to the bank to be made whole. Another advantage when involved in global trade, a buyer has an increased certainty that the goods will be delivered from the seller.
Also, small businesses can have difficulty competing against bigger and better-known rivals. An SBLC can add credibility to its bid for a project and can often times help avoid an upfront payment to the seller.

Cost of SBLC

Grand City Investment Limited are lc, bg and sblc providers, our sblc leasing fee is 4% leasing fee per year. If the bg / sblc is needed for more than one year, there will be an option of rolls and extensions where applicable. If the terms of the contract are fulfilled early, the customer can cancel the BG/SLBC without incurring additional charges.

What is BG SBLC funding, SBLC Financing & BG/SBLC Monetization?

SBLC financing or bank guarantee funding or bg sblc monetization is the process of converting a bg bank guarantee or sblc into a legal tender.
Grand City Investment Limited is a bg sblc monetizers. We can arrange bg / sblc for your import and export transactions, credit enhancement as well as in your trade finance transactions. We can also discount or monetize a bg or sblc @ 75% LTV.
  1. Instrument: BG (Bank Guarantee) Standby Letter of Credit (SBLC), cash-backed,
    1. Total Face Value: EuUSD 2 Million (Min) to EuUSD 500m (Max)
    2. Issuing Bank: HSBC Hong Kong, Barclays Bank London, Deutsch Bank AG, Frankfurt or any AA Rated Bank.
    3. Term / Age: One (1) Year and One (1) day, Fresh Cut
    4. Invoice Price: 45% Net and 47% Gross of the face value of each BG/SBLC to the Seller, including 2% consultancy fees as per IMFPA.
  2. Consultation Fee: In total of 2%, which is to be split and paid to the consultants as follows:
1% to …(Seller’s Mandate).., paid by the SellePayer-1
1% to ………………………, paid by the BuyePayer-2 7. Delivery of instrument: Bank-To-Bank by SWIFT MT-760, as per the Schedule of Delivery of Buy-Sell Agreement
  1. Payment for instruments: By SWIFT MT-103 wire transfer
    1. Original Hard Copy: By bonded courier to Buyer’s designated Depository Bank within Seven (7) bank working days after receipt of BG/SBLC(s) settlement payment by SWIFT MT-103 into the Seller’s account.
  1. Instrument: Fully Cash Backed Bank Guarantee {BG} or StandBy Letter of Credit {SBLC}
    1. Total Face Value: USD 2Million (Min) to USD 500m (Max)
    2. Issuing Bank: HSBC Hong Kong, Barclays Bank London or any prime Bank.
    3. Age: One Year and One Day (with rolls and extensions where applicable)
    4. Leasing Price: 4% (+ 2% brokers commission where applicable) 2% broker commission applies to clients that were introduced by brokers
    5. Delivery: SWIFT MT-760
    6. Payment: MT103 Wire Transfer
    7. Hard Copy: Bonded Courier within 7 banking days.9. Bank Transmission fee: Depends on the face value of the bank instrument
How to Obtain a Standby Letter of Credit
The standby letter of credit process is similar to that of obtaining a commercial loan, with a few key differences.
As with any business loan, you will need to provide proof of your creditworthiness to the bank. However, the SLOC approval process is much quicker, with letters often being issued within a week of all paperwork being submitted.
When it comes to issuance, leasing, funding and monetization of any bank instrument such as bank guarantee, standby letter of credit, bg sblc, getting to the finish line is all that counts and that’s what we excel in at Grand City Investment Limited.
Below are a few of the things that make us unique and different from other companies. 1. We are a Government of Hong Kong Licensed Money Lender that Is Legally Registered in Hong Kong since May 29, 1984, that is 37 years of successful service and excellence. 2. we issue bg, dlc and sblc from world class banks such as Citibank New York, Chase Bank, Welsfargo Bank, Bank of America, Credit Suisse, Barclays bank London, HSBC Hong Kong or HSBC London, Standard Chartered Bank London, Dubai or Hong Kong, UBS Switzerland, Deutsche Bank AG Germany or any prime bank of choice. 3. We issue bg sblc in both usd or Euro Currencies, if you pay in usd we Issue in usd & if you Pay in Euro, we issue in Euro. 4. Your Privacy is our Priority, we do not share your data or Business Transactions with third parties. 5. Since 1984 till date No Customer has ever had a failed transaction with us. We have 99% success rate. 6. Brokers Always Welcomed & Protected against possible circumvention. 7. We have solutions for every customer in every industry. 8. We are Efficient, Consistent, Transparent & Reliable 9. We are straight to the point 10. Experienced and qualified staff 11. Extremely Satisfied Clients 12. No prepayment penalty 13. Fast Approvals Closing 14. No Hidden Fees or charges Therefore, if you are looking for Lease or Rent Bank Guarantees, bg, dlc sblc, L/C or loans and project funding then you have come to the right place. Kindly contact us today for all your financial needs. NOTICE TO BROKERS/AGENTS/COMPANY REPS: We value and appreciate brokers who are direct to their clients. New brokers are welcomed and compensated with between 1% to 2% commission on every deal. Here are a few of the many benefits of being a Grand City Investment broker: 📷SBLC Meaning & bg sblc provider Professional Support for brokers Earn between 1% to 2% Commission on Every Deal No Broker Chains, So please Be Direct to your clients Brokers are 100% Protected Against Possible Circumvention. Wide Range of Financial Instruments to choose from such as bg sblc issuance & Monetization Programs.
Email: [[email protected]](mailto:[email protected]) Skype: dr.williams09787
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2020.09.19 17:24 threaddo Post-Match Thread: Eintracht Frankfurt 1-1 Arminia Bielefeld [Bundesliga, Round 1]

FT: Eintracht Frankfurt 1-1 Arminia Bielefeld

Eintracht Frankfurt Score Arminia Bielefeld
0-[1] C. Soukou 51'
André Silva 62' [1]-1
Date: 19/09/2020 — 15:30 CEST, 09:30 EDT, 14:30 BST, 19:00 IST
Competition: Bundesliga (Round 1)
Venue: Deutsche Bank Park (Frankfurt am Main)
Referee: B. Brand


Eintracht Frankfurt Notes Arminia Bielefeld Notes
Manager: A. Hütter Manager: U. Neuhaus
1 K. Trapp 1 S. Ortega Moreno
20 M. Hasebe 6 M. van der Hoorn
19 D. Abraham 15 N. De Medina YC 8'; SUB 13'
13 M. Hinteregger 23 A. Lucoqui SUB 73'
24 D. da Costa SUB 46' 2 A. Pieper
17 S. Rode SUB 76' 19 M. Prietl
10 F. Kostić 17 C. Soukou G 51'; SUB 73'
28 D. Kohr SUB 46' 30 M. Hartel
15 D. Kamada 8 R. Doan SUB 73'
9 B. Dost YC 33'; A 62' 9 F. Klos
33 André Silva G 62' 18 S. Córdova A 51'; SUB 81'


Eintracht Frankfurt: S. Zuber (SUB 46'), A. Barkok (SUB 46'; YC 55'), S. Ilsanker (SUB 76'), F. Rønnow, D. Sow, A. Touré, Tuta, T. Chandler
Arminia Bielefeld: C. Brunner (SUB 13'; YC 70'), C. Gebauer (SUB 73'), J. Laursen (SUB 73'), F. Kunze (SUB 73'), S. Schipplock (SUB 81'), O. Linnér, J. Consbruch, N. Seufert, J. Nilsson


8': Yellow card shown to N. De Medina ( Arminia Bielefeld).
13': Substitution for Arminia Bielefeld: C. Brunner in, N. De Medina out.
33': Yellow card shown to B. Dost ( Eintracht Frankfurt).
46': Substitution for Eintracht Frankfurt: S. Zuber in, D. da Costa out.
46': Substitution for Eintracht Frankfurt: A. Barkok in, D. Kohr out.
51': Goal! C. Soukou scores [S. Córdova assist] — Eintracht Frankfurt 0-[1] Arminia Bielefeld .
55': Yellow card shown to A. Barkok ( Eintracht Frankfurt).
62': Goal! André Silva scores [B. Dost assist] — Eintracht Frankfurt [1]-1 Arminia Bielefeld .
70': Yellow card shown to C. Brunner ( Arminia Bielefeld).
73': Substitution for Arminia Bielefeld: C. Gebauer in, R. Doan out.
73': Substitution for Arminia Bielefeld: J. Laursen in, A. Lucoqui out.
73': Substitution for Arminia Bielefeld: F. Kunze in, C. Soukou out.
76': Substitution for Eintracht Frankfurt: S. Ilsanker in, S. Rode out.
81': Substitution for Arminia Bielefeld: S. Schipplock in, S. Córdova out.

Match Statistics

Eintracht Frankfurt Stat Arminia Bielefeld
9 Corners 2
8 Fouls 4
0 Offsides 0
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2020.09.17 01:32 NekoChansLetsPlays VTuber Date a Live Spirit Pledge Abend Stream Deutsch Live Stream

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2020.09.17 01:00 TradeFlags Hourly News Update

🤖 Mean Polarity = 0.02 Mean Subjectivity = 0.24
SPX 3384.75 NASDAQ 11281.0 DOW 27982.0 OIL 42.33
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2020.09.16 20:15 removalbot 09-16 18:15 - 'Europe is beginning to react to the extraterritoriality of American law. At last!' (self.europe) by /u/Kader_surprise removed from /r/europe within 3-13min

*Automated translation of [an article by Stephane LAUER]1 *
On January 31, Airbus reached an agreement with the National Financial Prosecutor's Office (PNF) in France, the Serious Fraud Office (SFO) in the United Kingdom and the Department of Justice (DOJ) in the United States to conclude nearly four years of investigation into alleged corruption in the context of contracts concluded since 2008. The group will have to pay a fine of 3.6 billion euros to these three authorities - an industry record. But that's not the point. This case marks a crucial step in the way Europeans can protect themselves against the extraterritoriality of U.S. law.
For years, dozens of multinationals have had to comply, without being able to react, with the legislative arsenal put in place by the United States. The Foreign Corrupt Practices Act (FCPA), the Helms-Burton and D'Amato-Kennedy Acts or the International Traffic in Arms Regulations (ITAR) have been used as weapons of economic warfare to weaken the competitors of American groups, under the guise of fighting corruption, counter-terrorism or security guarantees for the United States. In the case of Airbus, the European aircraft manufacturer was accused, on the one hand, of certain practices consisting of the use of intermediaries, in violation of the FCPA, and, on the other hand, of inaccurate declarations made to the American authorities in the context of the ITAR.
This extraterritorial law makes it possible to apply U.S. laws to foreign persons or companies, provided they have a connection, however tenuous, with the United States. The use of the dollar in a transaction, the existence of a legal entity on U.S. soil, or the simple transit of e-mails through U.S.-based servers are enough for the DOJ to exercise exorbitant powers that are imposed on violators. The ITAR, for its part, gives Washington a right of oversight over the sale of sensitive material, as long as it contains at least one U.S. component. What is striking is that for more than 25 years, the FCPA has been virtually unused. Everything changed with the end of the Cold War between the Soviet bloc and the United States. The latter decided to redirect military intelligence, which had become less crucial, towards economic intelligence, which was to be put at the service of the Doj, responsible for enforcing American law throughout the world.
At the end of the 1990s, American multinationals found it harder and harder to bear being forced to comply with anti-corruption laws when their main European, South American or Asian competitors were not. Believing that a distortion of competition had occurred, they lobbied intensively with OECD member states to ensure that the same rules apply to all in the same way. Since the mid-2000s, the extraterritoriality of American law has become industrialized, mainly to the detriment of Europe, which is considered an easier target than China or Russia. Over the last decade, French companies have paid $14 billion to the American justice system in this context. European groups account for 70% of the total amount of the fines.
Siemens, Technip, Deutsche Telekom, Daimler, Rolls-Royce, Total, BAE, BNP Paribas have thus been under the Caudines forks of the American justice system. The DOJ became rich by collecting colossal fines, while contributing to the weakening of competitors of American companies. In France, the increase in the number of cases has raised awareness of the need to guard against the extraterritoriality of American law. The Alstom affair, with the controversial 2014 takeover of Alstom's energy branch by the American group, General Electric (GE), was, from this point of view, quite emblematic. The energy branch of the French group had been accused of corruption dating back to 2004. Bribes had been paid to Indonesian officials in order to win a contract.
While the company was in the Doj's sights, one of its executives, Frédéric Pierucci, was arrested during a business trip to the United States. The man finds himself at the heart of a judicial imbroglio against the backdrop of the economic war between France and the United States, which will lead him to be imprisoned for two years in the worst conditions. Frédéric Pierucci quickly realized that his arrest was not just a simple incident in the context of an anti-corruption operation. He is convinced that he was instrumental in a case, the ultimate aim of which was to weaken Alstom so that the company could be sold to the American General Electric with the complicity of the American justice system. This transaction was effectively concomitant with the settlement of a fine of more than $772 million to the DOJ.
After Technip and BNP Paribas, Alstom is undoubtedly one case too many for the French government, which complains about the treatment reserved for French companies. Washington could easily reply that, to avoid such inconveniences, all Paris had to do was to set up an anti-corruption system worthy of the name. The law on transparency and the fight against corruption, known as the Sapin 2 law, promulgated in December 2016, was a first response to this concern.
This law makes it possible, as it were, to wash one's dirty laundry with one's family, thus considerably reducing the exposure of French groups to American extraterritoriality. This is what happened with Airbus. By agreeing to collaborate with the French justice system, in conjunction with the SFO and the DOJ, the European aircraft manufacturer, after having denounced itself to the British authorities, avoided criminal proceedings that could have led to a ban on participating in public tenders in the United States or the European Union, a situation that would have mechanically benefited its American rival, Boeing. Although the group had to part with a hundred or so employees involved in the affair and a large part of its management, the worst was avoided.
The formula had been tested in June 2018, when Société Générale, suspected of corruption after transactions with the Libyan sovereign wealth fund, reached an agreement with the DOJ and the PNF using the Judicial Agreement of Public Interest (CJIP), a new procedure allowing it to negotiate a fine without going to trial or going through a "guilty plea" procedure. The CJIP also allowed the PNF to pocket half of the financial penalty, instead of paying the entire amount to the U.S. Treasury. This time, in the Airbus case, the French courts took 60% of the fine, compared to 20% for the SFO and 20% for the DOJ.
This is progress, but the Sapin 2 law is only a defensive response to the problem of extraterritoriality," explains Frédéric Pierucci, founder of d'Ikarian, a consulting firm that advises companies on how to protect themselves from the dangers of extraterritoriality in American law. From now on, an offensive aspect must be adopted, i.e. European countries must also be able to demand sanctions against American companies at fault in order to rebalance the balance of power with the United States. ", he adds. Following the example of the work carried out in competition law, where the EU is now an authority at the global level, including vis-à-vis American multinationals - Europeans must be able to develop their own power of sanction in the field of corruption, by equipping themselves with legal tools of extraterritoriality.
For, to date, one cannot but be struck by the asymmetry of treatment between American companies and their competitors. It would be naïve to think that the former are more virtuous than the latter. In any case, in the United States, convictions are rare. The distribution giant Walmart has nevertheless ended up being caught. Seven years of investigation have uncovered widespread corrupt practices in Brazil, China, India and Mexico. As a result, the group was fined $138 million by the American courts, a ridiculous amount compared to what European groups that engage in such acts can pay.
This asymmetry is found in the aeronautics industry. Prior to the Airbus case, the Brazilian Embraer, in January 2019, shortly after being heavily sanctioned under the FCPA, had to sell its commercial division to Boeing. Since this legislation came into force in 1977, the U.S. group has never been sanctioned. It is high time to rebalance the balance of power by demonstrating a political will that still too often clashes with the particular commercial interests of member states. S.L., February 11, 2020
(1) Stéphane Lauer is a columnist for Le Monde and is the holder of the "Economy" column on the last page. He joined Le Monde in 1994, where he was in charge of the economics department, then created the "Losses & Profits" column before becoming Le Monde's correspondent in New York until 2017. A graduate of the IEP in Toulouse and the Journalism Teaching Center in Strasbourg, he holds a Master's degree in International Relations from the University of Paris I - Panthéon-Sorbonne. He is also the author of "Renault, a French Revolution" (JC.Lattès, 2005).
[link]2 (free version)
Europe is beginning to react to the extraterritoriality of American law. At last!
Go1dfish undelete link
unreddit undelete link
Author: Kader_surprise
1: *eopo*e*.f?L**u*ope**ommence*a**eagir*a-l-E*TRATE**ITORIA*I**-du-*roit-*m*rica*n-Enfin-P*r 2: Translated with
Unknown links are censored to prevent spreading illicit content.
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2020.09.15 05:07 Jug_or_not_ I just noticed the most random German reference in Rushia's outro (translation+explanation)

I just noticed the most random German reference in Rushia's outro (translation+explanation)
When I paused Rushia's outro I was quite surprised to notice old German block letters.
And sure enough, whoever made this outro added Rushias pictures together with the top of a page from an old German address book that published from 1898/99-1943.
The headline reads "Deutsches Reichs-Adressbuch - für Industrie, Gewerbe und Handel" which is the title of the book and translates to "German address book of the empire - for industry, business and trade". The empire referred to here is the "German Reich" from 1871 to 1945 and this book is basically just what you would expect from an address book. It lists the addresses of all kinds of German Restaurants, Hotels, companies, etc.
I thought this was very interesting, so I had to look it up and I hope you also found this at least a bit interesting. Does anybody know who made her outro and if they maybe are a fan of Germany? This kind of thing is not that surprising to me since you can occasionally find references to Germany and German names in Japanese anime and manga. I am not going to go into German-Japanese relations with this post, but feel free to discuss it in the comments.

Bonus translations for the rest of the German text if you are interested (from left to right):
"Verlag des Deutschen Reichs-Adreßbuchs G.m.b.H." = "publishing company of the German address book of the empire (limited liability company)"
"Capital: 500 000 Mark" ("Mark" = German currency of the time)
"Telegramm-Adresse: Reichsadressen Berilo Telephon: Amt I, 1679" = "telegram address: adresses of the Empire Berilo (name of some sort of company maybe?) telephone: office I, 1679"
"Berlin SW., 9. 11. 1902 Jerusalemer str. 18/19" ("Berlin SW"= a postal district of Berlin; Date that seems to confirm that this book is from the year 1902; Jerusalemer str. 18/19= address that (if taken literally) translates to "Street of Jerusalem 18/19)
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2020.09.14 21:40 HopefulTransplant [IWantOut] 28M USA -> Germany

Hello Everyone!
Thanks for stopping by this post to lend your knowledge and perhaps help with my situation. I'll give you the lowdown first, then add some specific questions at the end.
First, I am a 28 year old man born and raised in the U.S.A... A few years ago, I got into a relatively prestigious Creative Writing MFA (Master of Fine Arts) studying Fiction. Now, it's a common behind-the-back snicker to say that MFAs are vanity degrees, but I genuinely don't believe so. I think writers are valuable, and learning fiction or poetry is just as valuable in the business world as the art world. It's not uncommon for poets to move into marketing post-MFA, for example, because they've nailed down the skills to come up with hooks in three words, something advertisers need. So I'm just getting that out of the way to avoid the standard "shoulda studied something useful" comments. I write essays, some people engineer, it's just the way it is.
Second, I was a technical writer for the Air Force for seven years before I got into my MFA program. So technical writing, while something I would rather not do, I acknowledge is likely my best marketable skill from the outset, and I will do it if I must.
Third, while in my MFA program. I fell in love with a woman from Germany. She's in an adjacent program to mine. We sat next to each other during our new student orientation. That kinda story. Pretty wild, right? Almost cliche.
Fourth, she has a home in Germany. It's not her home, it's her parents, but it's where we would live if we can figure out how to get me in Germany for longer than 90 days, because 90 days is not long enough to set up a completely new life.
We want to stay together (been dating for two years, roughly). She is NOT going to stay in America (she doesn't like it). And I'm open to moving to Germany. I'd be happy to, actually. It seems like a nice place to live and work. She works as a German teacher, so she teaches me German almost every day, too. Ich lerne Deutsch! According to my girlfriend, I can consider myself an A1 speaker, so for those of you who know what that means, maybe that'll help.
Fourth, I cannot figure out how to immigrate to Germany. There are so many visas, and so many caveats to those visas, and so many routes that require specific things, and yet they all seem to require the same things. Let's go over some of the options I've considered.
PhD: I have been looking into a PhD. This would get me a Student Visa. I don't think this visa can transition into a permanent one, but I could be mistaken. She and I talked about marrying during my PhD, which would be in a few years, and figuring it out from there.
Pros of PhD:
  1. Long time to figure out how to immigrate (years, or, the duration of the PhD).
  2. Sets me up for life working in a school, provided I obtain my Habilitation.
  3. It allows me to stay near arts and academia, where I likely fit best. I want to be a writer. I want to make money from the books I sell, but it's obviously the hardest career anyone could thrust upon themselves in terms of legality (despite the nonsensical lie writers tell themselves that "i could write from anywhere." Sure you could, if you figured out how to navigate the paperwork.)
Cons of PhD:
  1. My degree doesn't exist to German Universities. Almost everyone I've talked to in Germany, professors and students and civilians in general, look at me with utter confusion when I say I'm studying fiction. They do not know what the degree is. This is...umm...a problem. Because requisites suggest I have a Masters degree before a PhD. And if my degree doesn't exist to a German university? Well, then I'd likely have to do another MA. To put it shortly: I'd rather not do that.
  2. There are not real art PhDs in Germany, it seems. My best shot is studying something called American Studies, but that's more studying culture and phenomena via a cultural lens than studying art (it's kind of a bummer, but not too bad.) I'm not pure academic. I don't think in APA styling and I don't live for perfectly constructed bibliographies.
  3. The main one for me, I don't know if it's worth the various sized hoops to jump through. I don't know if I can be considered a permanent resident sans marriage. If there were anyway to convert my student visa into a permanent one. And this is tied to the other concern: jobs at the PhD level are competitive. Combining astoundingly low turnover rates in academia with the extremely difficult competition for a teaching position, it's a tough route to follow. I'd be willing to do it, though, if it's my best option.
  4. One must have 10,000 Euros in their bank account, apparently? This is for the block account? What? I'm a student! I'm graduating in the Spring? How in the world am I supposed to come up with 10,000 euros when I make less than poverty wages in America?
Finding a Job: This plays into my background as a technical writer, and also something else I would love to do for a career: work in the games industry as a writer or designer. I love game design. Gaming is my primary hobby besides the vaulted-status writing and fiction. Now, there are going to be subsections in this subsection, just so we can make an Xibit joke.
EU Blue Card:
  1. EU version of the Greencard!
  1. Almost impossible to obtain for my skillset. It requires something like $55,000?! I'm never going to make that money in Europe. If you don't believe me, read the first paragraph. Writers aren't respected. We aren't taken seriously as employees. Most often considered an after thought. It's unfortunate, but it's the reality. More likely, my writing skills to a German company are my "Native English Skills." Which is fine, but it's also not that valuable.
German Work Visa: I think this is a visa. The reason I'm not sure is because I keep seeing it interchangeably used with "Permit" and permit can mean anything from "visiting for business" to "living in germany, but you need several hundred other documents and proof of income/housing/alles."
  1. I have a readily marketable skillset, I think, to German companies. I have all the requisite soft-skills of working in a team environment. I've completed multiple degrees (proving I can do "hard things." And I have years and years of experience working for a GIGANTIC organization.)
  1. I ONCE AGAIN, somehow, have to convince a company that I'm worth somewhere around 50,000 euros a year. I think I'm right about this. All the literature I can find on it seems pretty strict, but I really hope I'm wrong. It seems so short-sighted to me that a country would turn away a working professional because their average salary is 40k, and not 50k. Right? Tell me I'm wrong about this, please?
  2. Other things I'm not considering.
Freelance Visa: A natural fit for a writer. I like the idea of contract work. I love the idea of working from home. And yet another dream for me would be to teach creative writing on Zoom or Skype or Discord. I learned a lot in my Master's degree. Writing isn't a special talent gifted at birth. It's a toolbox that you learn to use via practice, just like anything else. I can teach it. Technically, in America, I'm legally allowed to teach it at Universities, because a Master's degree is a terminal degree. In Germany, though? Not so much. Creative Writing isn't taught, first off, and second, "whaddya gonna do with it blah blah blah."
Pros: I can start my own business either teaching or producing things I like. My favorite things in the world.
Cons: It seems damn near impossible to finish my Thesis, Move to Germany, Continue Learning the Language, and start a business by May 2021.
Art Visa:
Pros: I'm an arteest, man *turns beret backwards as intense pokemon music starts playing.*
Cons: Yeah right. First off, I have to live in Berlin (which would be great, sure), but I'm no Dan Brown. I haven't sold a single fiction book. I've sold several short stories to magazines you've never heard of, and I've made some of my own narrative-based-video games. And I've made a narrative podcast. But none of that has become money. And cash is king, even if artists pretend it's not.
We talked about it, but it doesn't guarantee me to get into Germany. I can come for a little while, but I need to prove I have a job, income, and all the other requirements above. So it seems better to go for one of the aforementioned routes and then get married later to transition to a permanent residence.

So now you know what I know about me. That's a weird sentence.
I guess, for the TL;DR:
I'm an American potential Expat with many English, Teaching, and Writing skills. I wish I could just be a writer and sell books, but I'd have to get outta the country in 90 days because that's viewed as totally useless for Germany. I'm looking for jobs, pursuing a PhD, and even looking at starting my own business. But they all feel like lost causes, because at every turn, their visa requirements contain something I cannot get and do not currently have: money.
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2020.09.14 16:16 prpic123 DD on DPHC

In the past couple of weeks I have been diving a little bit more into the fundamentals of Lordstown Motors and their merging company Diamond Peak Holdings Corp. There has been a lot of bullish and bearish talk about this SPAC and I have found some interesting information about LM. I managed to get in touch with one of the CEOs of their partner subcomponent companies (can't tell which one).
NOTE: I do own some stocks of DPHC which unfortunately makes my opinion more biased, but that is only because the barriers and cons of this stock that I found are not severe and can be overreached with small changes (will tell you in the CON section of the DD). Feel free to write your own opinion in the comments and if you have some more information, please tell me. I, along with everyone else, don’t want to lose money on this one.
PS: do your own research before buying! I am not a stock analyst nor is this my primary profession.
INTRODUCTION: Lordstown Motors primary product that will hit the market in 2021 is their pickup Endurance which is made in America at their headquarters in Lordstown, Ohio. In addition to their experienced executive team made up of automotive leaders from Tesla, Toyota, GM, VW, Hyundai, and more, they already own an ex-GM manufacturing factory which is being remodelled as we speak for the acambalence of their new pickup. The combined company will take the name Lordstown Motors and trade on the Nasdaq under the ticker symbol RIDE.
REASONS FOR EV MARKET TO GROW: The electric vehicle market has witnessed rapid evolution with the ongoing developments in the automotive sector. Favorable government policies and support in terms of subsidies and grants, tax rebates and other non-financial benefits in form of carpool lane access, and new car registration, the increasing vehicle range, better availability of charging infrastructure and proactive participation by automotive OEMs would drive the global electric vehicle sales. Developing electric infrastructure and rising emission concerns and rising government concerns are likely to propel the overall market. The electric vehicle market is estimated to grow from 3,269,671 units in 2019 to 26,952,318 units in 2030.
INVESTORS: The deal includes $500 million private investment in public equity, with General Motors (GM) investing $75 million and institutional investors Fidelity, Wellington and BlackRock (BLK) also investing in the electric vehicle startup, the companies said.The transaction implies a $1.6 billion equity value for Lordstown. The companies expect the deal to close in the beginning of October, based on the preliminary proxy statement (PREM14A) that they filed a couple of days ago.
Source: /?src=A00220&fbclid=IwAR2NiT4DlSTIwPquHeiLvTyvo8L-zFxuQan3PzHO239VtpXiEHTj6Qo_n90
TRUCK: Revealed in June, the Endurance is a full-size electric pickup truck with about 250 miles of range. One of the truck’s standout features is that it is powered by four electric hub motors, with one in each wheel (as opposed to placing them on the axle). This makes it possible to precisely deliver differing amounts of torque to each wheel, which helps in tough driving conditions. The truck will start at $52,500. A four wheel pickup truck has 4 HUB in-wheel electric motors that generate a pick output of 600hp and it has a towing capacity of 7,500 pounds. Top speed is limited through a PC software to 80mph (128km/h) and it can be charged in 10h from a level 2 charger and in just half an hour at a level 3 DC charger. It seats 5 people and will offer over-the-year updates and real time online fold monitoring such as power outputs for tools and accessories. It is directed toward a commercial fleet, touting its low operating costs, compared with its gasoline-powered F150.
ADVANTAGES: My contact at ____ tells me a major part of their advantage has to do with LMs fast organization and engagement, as well as their well structured business model. When it comes to a vehicle itself, the endurance truck is a first HUB in-wheel powered vehicle, therefore fighting a major space problem other EVs have. This setup features multiple advantages, including superior traction in low-friction surfaces (muddy or slippery conditions). Obviously, that’s a crucial component for a commercially used pickup truck. They are also lighter than other electric motors and are created out of less parts where drivers and operators won't have to deal with the recurring, almost incessant maintenance typical for combustion-engine trucks. Over time, the cost-savings, especially for fleet operators, will be incredibly significant. Other companies like Lamborghini, Toyota, Nissan, Lexus (LF-30) and Kia (Foturon) are announcing their own OEM in-wheel cars. Price-performance is in some ways “better” than their competitors. Subjectively speaking, however, it is not necessarily better at all specifications compared to their biggest rivals Tesla and Riviana. Political background behind this stock is extremely important. In their introduction video, Mike Pence gave a 30 minute speech, and both Trump and Biden have mentioned the vehicle when trying to persuade their Ohio voters. Now even the Ohio governor’s grandson works for LM. Because of the presidential campaigns, we could see more of LM in the major news.
DISADVANTAGES: By moving the motor to the wheels, the Endurance has an unsprung weight dilemma. In a practical view, unsprung components absorb the forces of the road independently to the rest of the vehicle. Thus, this creates potential reliability issues. What is more, the wheels represent rotational mass, meaning they also absorb torque. However, specialists in this field are now uniformed that the problem can be fixed with correctly tuned suspension. There is a lot of competition out there and the product is not jet consumer tested. One californian company did get it for a test ride, but has so far only posted pictures of the product and has not released any additional information.
Source: HeiLvTyvo8L-zFxuQan3PzHO239VtpXiEHTj6Qo_n90 _medium=android_app&utm_source=share
POTENTIAL GROWTH: we are all familiar with some other stocks in this field like TSLA, NIO, SHLL, SPAQ, NKLA(RIP)... that gained up to 550% just in the last year. It is no secret that EV are one of the biggest trends right now. Last November, Lordstown purchased GM's Lordstown assembly plant, a 6.2 million square foot facility capable of producing 600,000 electric vehicles annually. In June, Lordstown unveiled a prototype Endurance pickup truck and has received more than 38,000 preorders representing more than $2billion of potential revenue from commercial fleet customers, the company said. Although you have to take into account that the pre-order will cost you 100$ and is completely refundable. That being said, if they manage to keep at least 15% of the pre-orders until 2021 that translates to a 300million revenue just at the beginning of January. In the official report they are forecasting to produce 107,000 EV by 2024. Electric vehicles have proven to have ridiculass P/S ratios meaning DPHC has plenty of room to grow. My optimistic opinion would aim toward ~$40 before merger puting the market cap at 1,4B. In 2021, if the vehicle proves itself, it could spike to a much higher number. Beware!! this is my personal opinion. It can stay $22 or it can skyrocket like we have seen with SHLL ($54 high) and NKLA ($80 high). Would love to see your prediction in the comments.
RISK: if the merge will not go through the price will for sure drop back to $10, but this is the risk with all SPACs and is not likely to happen with this one. There was also one discussion on this sub claiming that some insiders are in it for the short run and will sell their stocks when the stock reaches its “high”. However, the comments containing such claims have since been deleted and could be misleading; in an attempt to bring the current price down a bit. If you have some information on this, please leave a comment below. Either way, I think this stock will get a nice pump before the merge. Especially due to DPHC management teams political connections and heavy institutionsholding shares such as Deutsche Bank, Glazer Capital, HSBC holdings,JP Morgan Chase&Co...
That is my DD on LM and DPHC. I hope you like it and that the motherators won't remove it for some reason!
submitted by prpic123 to SPACs [link] [comments]

2020.09.14 14:27 rusticgorilla Lost in the Sauce: GOP source has been a Russian agent for a decade

Welcome to Lost in the Sauce, keeping you caught up on political and legal news that often gets buried in distractions and theater… or a global health crisis.

GOP source is Russian agent

The Treasury Department announced new sanctions against Andriy Derkach, a Ukrainian lawmaker, accusing him of being an "active Russian agent" who is part of Moscow's interference in the 2020 campaign. Derkach has been actively promoting discredited anti-Biden materials for many months, including meeting with Trump’s lawyer Rudy Giuliani to hand over disinformation (picture).
Between May and July 2020, Derkach released edited audio tapes and other unsupported information with the intent to discredit U.S. officials, and he levied unsubstantiated allegations against U.S. and international political figures
These tapes were laundered through Giuliani to OANN, the Senate Homeland Security Committee (via Chairman Sen. Ron Johnson), Don Jr., and the president himself.
Senate Finance Committee Ranking Member Ron Wyden (D-OR) called out Sen. Johnson and Sen. Chuck Grassley (Chair of Senate Finance Cmte.) for collaborating with Derkach:
Derkach has been central in advancing the Russian disinformation that underpins Senate Republicans’ effort to smear Vice President Biden. For example, in April, the Republican chairmen of the Homeland Security & Governmental Affairs and Finance Committees requested information about purported calls between Vice President Biden and Ukrainian officials. Then in May edited excerpts of those same calls involving Biden were leaked by Derkach and Andrii Telizhenko, the Senate Republicans’ star witness.
...Senate investigations should not parrot conspiracy theories pushed by Russian agents under U.S. sanctions, and Senate Republicans should immediately abandon this blatantly political effort.

DHS Whistleblower

Last week, the House Intelligence Committee released a whistleblower complaint made by former acting Under Secretary of Homeland Security for Intelligence and Analysis Brian Murphy. Chairman Adam Schiff released a statement saying the complaint “outlines grave and disturbing allegations that senior White House and Department of Homeland Security officials improperly sought to politicize, manipulate, and censor intelligence in order to benefit President Trump politically.”

On Russia

Page 10: Mr. Murphy made several protected disclosures between March 2018 and August 2020 regarding a repeated pattern of abuse of authority, attempted censorship of intelligence analysis and improper administration of an intelligence program related to Russian efforts to influence and undermine United States interests. The relevant officials at issue were Secretary Nielsen and Messrs. Wolf, Cuccinelli, Taylor, and Acting Deputy Director for the Office of the Director of National Intelligence, Kash Patel (“Mr. Patel”).
In May 2020, Acting Homeland Security Secretary Chad Wolf told Murphy to “cease providing intelligence assessments on the threat of Russian interference in the United States, and instead start reporting on interference activities by China and Iran.” Wolf told Murphy those instructions came directly from White House national security adviser Robert O’Brien, according to Murphy, who said he refused to comply because “doing so would put the country in substantial and specific danger.”
In July 2020, DHS chief of staff John Gountanis intervened to stop publication of an intelligence bulletin warning about a Russian disinformation plot to “denigrate” the mental health of Joe Biden. On July 8, Murphy said, he met with Wolf, who told him that the intelligence notification should be “held” because it “made the President look bad.” After Murphy protested, Wolf excluded him from meetings about the notification, a draft of which was ultimately produced that Murphy felt minimized the actions of Russia.
The complaint details dozens of instances in which Murphy told his superiors about the abuses of power and political interference. The complaints either went nowhere or resulted in perceived retaliatory actions against Murphy. Many of these complaints were given to Kash Patel, former staffer to Rep. Devin Nunes (R-CA), who played a key role in a Republican effort to discredit Mueller’s and the FBI’s Russia probes.
  • Related: NSC’s top legislative affairs official, Virginia Boney, was removed and sent to the Commerce Department earlier this year because she kept pressing the White House to prioritize election security efforts — and specifically the threat posed by Russia. To date, there have been no traditional NSC Principals Committee meetings — with senior Cabinet officials and the president — on the subject of Russian interference this year.

On white supremacy

Page 14: During multiple meetings between the end of May 2020 and July 31, 2020, Mr. Murphy made protected disclosures to Messrs. Wolf and Cuccinelli regarding abuse of authority and improper administration of an intelligence program with respect to intelligence information on ANTIFA and “anarchist” groups operating throughout the United States.
Murphy alleges that Senior Official Performing the Duties of the Deputy Secretary Ken Cuccinelli ordered him to modify intelligence assessments to make the threat of white supremacy “appear less severe” and include information on violent “left-wing” groups and Antifa. The reason given was “to ensure they matched up with the public comments by President Trump on the subject of ANTIFA and ‘anarchist’ groups.”
After Murphy refused to change a draft report warning of the threat posed by White supremacists, Wolf and Cuccinelli reportedly stopped the report from being finished.

On immigration and asylum

In Dec. 2019, Cuccinelli expressed frustration with intelligence reports detailing conditions in Guatemala, Honduras, and El Salvador, and accused "deep-state intelligence analysts" of compiling the information to undermine Trump's objectives regarding asylum.
Page 9: The intelligence reports were designed to help asylum officers render better determinations regarding their legal standards… Mr. Murphy defended the work in the reports, but Mr. Cuccinelli stated he wanted changes to the information outlining high levels of corruption, violence, and poor economic conditions in the three respective countries...
Mr. Cuccinelli ordered Messrs. Murphy and [former I&A Under Secretary David] Glawe to identify the names of the “deep state” individuals who compiled the intelligence reports and to either fire or reassign them immediately.
Murphy also alleges that DHS gave false information to Congress last year about the numbers of suspected terrorists crossing the southern border. At the time, administration officials were repeating a 4,000 figure in an effort to justify the government shutdown over Trump's border wall. The true number was actually six. A DHS spokeswoman pressured NBC to take down a story exposing the lie last year.


Chairman Schiff has subpoenaed Murphy to testify before the Intelligence Cmte. on September 21. The Cmte. also seeks to interview high-level DHS officials including Matthew Hanna, chief of staff in Murphy's former post at DHS' Office of Intelligence and Analysis; the office's top official, Horace Jen; DHS chief of staff John Gountanis; and his deputy, Tyler Houlton.
The Senate Intelligence Cmte. issued a bipartisan request for all of the intelligence analyses that Murphy referenced in his complaint, as well as any notes and materials that fed into them. The House Homeland Security Cmte. issued a subpoena for testimony from Wolf at a hearing on Sept. 17, but DHS says that Wolf will not comply and offers Cuccinelli to testify instead. Also scheduled to be at the hearing: FBI Director Christopher Wray and Christopher Miller of the National Counterterrorism Center.

Russia still interfering

Facebook recently took down accounts and pages associated with a Russian influence operation posing as an independent news outlet. The operation published content described as “an attempt to build a left-wing audience and steer it away from Biden’s campaign, in the same way that the original IRA [Internet Research Agency] tried to depress progressive and minority support for Hillary Clinton in 2016.”
  • The same Russian operation tried and failed to infiltrate left-wing media outlets such as Jacobin, Truthout, and In These Times.
Bob Woodward reported that“the NSA and CIA have classified evidence the Russians had placed malware in the election registration systems of at least two Florida counties, St. Lucie and Washington. While there was no evidence the malware had been activated, Woodward writes, it was sophisticated and could erase voters in specific districts.”
  • Woodward’s book also notes that former director of national intelligence Dan Coats has "deep suspicions" that Russian President Vladimir Putin "had something" on President Trump, seeing "no other explanation" for the president's behavior.
Microsoft alerted SKDKnickerbocker, one of Biden’s main election campaign advisory firms, that suspected Russian state-backed hackers had gone after the company with a failed phishing attack.

DOJ, politicization, and resignations

A top aide to Connecticut U.S. Attorney John Durham, federal prosecutor Nora Dennehy, resigned from the Justice Department and Durham’s investigation into the origins of the Russia probe. Dannehy reportedly resigned “at least partly out of concern” that Trump and AG Barr were exerting improper political pressure on the team to release results before the November election.
Several officials said expectations had been growing in the White House and Congress that Mr. Barr would make public, ahead of the election, some kind of interim report or list of findings from Mr. Durham before he completed the investigation. Mr. Barr had wanted Mr. Durham’s team to move quickly, according to a person familiar with the matter.
Trump has publicly expressed impatience with the Durham investigation, saying there should be more prosecutions and disclosures of information that would damage his political rivals. “Bill Barr has the chance to be the greatest of all time, but if he wants to be politically correct, he’ll be just another guy, because he knows all the answers, he knows what they have, and it goes right to Obama and it goes right to Biden,” Trump said (clip).
Last month, Barr predicted “significant developments in the probe before the election” (clip) and he indicated the DOJ would not respect an informal policy against taking investigative steps 60 days before Election Day. It was for this exact reason that the Trump administration claimed it fired former FBI Director James Comey.
On Tuesday’s Fox News, White House Chief of Staff Mark Meadows appeared to claim that he has seen documents—relevant to U.S. Attorney John Durham’s probe of the origins of the Russia investigation—which implicate several Trump and Obama administration officials in potentially illegal conduct.
  • Further reading: “Dannehy Resignation Confirms Barr’s Intent to Use Durham Probe for Political Ends,” Just Security.
Two other DOJ officials resigned last week:
Prosecutor John Choi resigned from Trump's law enforcement commission after expressing "serious" concerns that the intention of the commission was not to bridge the gap between communities of color and law enforcement.
Choi, a Democrat, said in his resignation letter that "it is now patently obvious ... that this process had no intention of engaging in a thoughtful and open analysis, but was intent on providing cover for a predetermined agenda that ignores the lessons of the past, furthering failed tough-on-crime policies that led to our current mass incarceration crisis and fueling divisions between our communities and our police officers."
Deputy Assistant AG David Morrell resigned on Friday, withdrawing from cases defending the government’s position on issues including the Census and the Portland protests.

The courts

A three-judge panel blocked the Trump administration from excluding undocumented immigrants from being counted in the census for apportionment. Trump’s order violates a statue saying apportionment must be based on everyone who is a resident of the United States.
District Judge Lucy Koh ordered the Trump admin. to produce internal documents connected to its sudden decision to end the 2020 Census count a month earlier. Two weeks ago, Koh temporarily blocked the bureau from winding down the count until a hearing set for Sept. 17.
Court-appointed adviser and retired judge John Gleeson slammed the Justice Department’s decision to drop the case against Michael Flynn, calling it a "corrupt and politically motivated favor.” A hearing on the matter is scheduled for Sept. 29.
"In the United States, Presidents do not orchestrate pressure campaigns to get the Justice Department to drop charges against defendants who have pleaded guilty -- twice, before two different judges -- and whose guilt is obvious," Gleeson wrote.
"Yet that is exactly what has unfolded here," he added.
A judge denied a bid to dismiss a lawsuit alleging that Trump's inaugural committee and the Trump Organization misused nonprofit funds to enrich the president's family business. The suit, brought by Washington, D.C., Attorney General Karl Racine in January, alleges that the president's inaugural committee was aware that it was being overcharged for services at Trump's Washington hotel in 2017 and still spent over $1 million at the hotel.
The U.S. Department of the Treasury’s Office of Foreign Assets Control announced two settlements totaling $583,100 with Deutsche Bank to resolve investigations into violations of Ukraine-related sanctions. The resolution came as the bank hired “an old friend” of AG Barr to “help the bank navigate the political waters in Washington.”

Trump profiting

Federal spending records show that taxpayers have paid Trump’s businesses more than $900,000 since he took office. At least $570,000 came as a result of the president’s travel.
In addition to the rentals at Mar-a-Lago, the documents show that the Trump Organization charged daily “resort fees” to Secret Service agents guarding Vice President Pence in Las Vegas and in another instance asked agents to pay a $1,300 “furniture removal charge” during a presidential visit to a Trump resort in Scotland.
Additionally, the Trump Organization has received at least $3.8 million in fees from GOP groups for headlining a political event at one of his properties.
Last month, the Trump Organization received approval for a new trademark in Argentina, the third one in the country. Last November, Trump may have altered U.S. foreign policy to assist his company in obtaining approval for the two previous trademarks. “Shortly after the trademark opposition period ended in April 2018, the Trump administration lifted tariffs on steel and aluminum in Argentina. Once the trademarks were officially granted to his company in November of last year, Trump announced that he would reinstate the tariffs.”
Somehow, Ivanka Trump’s fashion business is still making money despite being shutdown. According to her latest financial disclosures, “All operations of the business ceased on July 31, 2018.” Also according to her latest financial disclosures, she made at least six figures from the trust holding that business in 2019.
We - American taxpayers - footed the bill for “anti-scale fencing” along the perimeter of the White House this summer. The wall, ostensibly to protect Trump from protesters, cost over $1 million. Trump has a history of charging taxpayers for barriers around his properties, including $17,000 for fencing around Mar-a-Lago and $12,000 for “privacy fencing” around Trump International golf resort.

Immigration news

About 8,800 unaccompanied children have been quickly expelled from the United States along the Mexico border under a pandemic-related measure that effectively ended asylum. In total, the Trump administration has expelled more than 159,000 people since March.
ICE officers on the West Coast wanted to suppress Black Lives Matter protests in DC. But they aren't allowed to travel on charter flights without detainees on board. So they brought some detainees with them. In the process, they fueled a massive, deadly COVID outbreak at the Virginia facility that infected over 300 detainees, killing one.
The Pentagon is restarting many domestic projects that were plundered by Trump for money to pay for his border wall. The decision to revive these domestic projects has provided cover for Republican senators who were criticized when their home states lost military construction projects to the president’s wall.


Corruption: Secretary of State Mike Pompeo is bringing back his extravagant, taxpayer-funded "Madison Dinners."
Corruption: Medicaid chief Seema Verma has charged taxpayers $6 million in less than two years for expensive consultants, organizers, and events. The Republican consultants were paid by the Centers for Medicare and Medicaid Services to work on Verma’s personal image, obtain profiles and coverage from friendly reporters, escort her during travel, write opinion articles, and even draft her Twitter posts.
Corruption: The Trump administration secretly withheld millions of dollars from a program for 9/11 first responders.
Corruption: “Ukraine gas company to add Rick Perry pick to board” and “Rick Perry’s Ukrainian Dream
Protests: Trump endorsed the extrajudicial killing of the suspect in a deadly Portland, Oregon, shooting. . “This guy was a violent criminal, and the US Marshals killed him,” Trump told Fox News host Jeanine Pirro. “And I will tell you something, that’s the way it has to be. There has to be retribution” (clip).
Protests: A witness claims that the Portland suspect, Michael Forest Reinoehl, was not armed and was shot by officers without any warning.
Rightwing: “QAnon fans spread fake claims about real fires in Oregon” and “'Do not take action yourselves': Multnomah Co. Sheriff's Office warns of illegal 'checkpoints' ”
Rightwing: Mark Zuckerberg says it's "just wrong" to consider Facebook a right-wing echo chamber driven by conservative voices. But data from his own company shows that’s exactly what Facebook is.
Environment: David Legates, a University of Delaware professor of climatology who has spent much of his career questioning basic tenets of climate science, has been hired for a top position at the National Oceanic and Atmospheric Administration.
Environment: How Big Oil Misled The Public Into Believing Plastic Would Be Recycled. Your plastic will not be recycled.
Environment: Trump’s Fire Sale of Public Lands for Oil and Gas Drillers: The Bureau of Land Management is rushing to auction off sites ahead of a potential Biden presidency.
World: The Iranian government is considering assassinating the US ambassador to South Africa in response to the killing earlier this year of Qassem Soleimani, according to highly classified intel reports. The plot against the ambassador, Lana Marks, is one of several options US officials believe Iran is considering for retaliation over Soleimani’s death.
  • Woodward reported that Sen. Lindsey Graham urged Trump not to assassinate Suleimani while on the golf course with the president. Graham warned Trump he would be raising the stakes from “playing $10 blackjack to $10,000-a-hand blackjack”. “This is over the top,” the senator said. “How about hitting someone a level below Suleimani, which would be much easier for everyone to absorb?”
World: Read some of the “love letters” Kim Jong Un sent to Trump.
World: Woodward also reported that Trump boasted that he protected Saudi Crown Prince Mohammed bin Salman after Jamal Khashoggi's brutal murder. "I saved his ass,” Trump said. “I was able to get Congress to leave him alone. I was able to get them to stop.”
submitted by rusticgorilla to Keep_Track [link] [comments]

2020.09.14 02:00 DuncnIdahosBandurria PNB plans quick sale of "prime properties" to shore up balance sheet (Monday, Sept 14)

Happy Monday, Barkada --

The PSE closed up 66 points to 5968 ▲1.1%.

Thanks to Jeff for reaching out, and for being a 6mo reader! Six months, that's like 4 years in "2020 Months"! Thanks also to Benn for writing to chat about the Converge IPO dates, and to Robin for asking a few questions about the lingo/terminology that I use, specifically, about the meaning of "H1". Look for a quick overview of those terms in tomorrow's MB!

Daily meme Join MB Today's email

COVID Update

WW: 28931413 PH: 257844 

Top 3 MB indices:

 Telco ▲1.85% Logistics ▲1.20% D30 Targets ▲0.75% 

Bottom 3 MB indices:

 Cement ▼2.13% MiddleClass ▼1.72% Media ▼0.89% 

Main stories covered:

  • [NEWS] Philippine National Bank [PNB 23.90 ▲4.37%] doing a sale of its prime properties “at the soonest possible time”... the bank, owned by Lucio Tan, saw its Q2 net profit fall by almost 100% year-over-year, and has now developed a plan to “realize the market value of the Bank’s prime properties” in order to “strengthen the Bank’s financial position” at the “soonest possible time”. Provisions set aside for non-performing loans associated with the COVID pandemic increased 10x year-over-year, from just under P500m to over P5.1bn.
    • MB: I don’t think that it’s a coincidence that (1) Lucio Tan is losing money hand-over-fist, (2) PNB’s NPL provisions are growing rapidly, and (3) the bank is trying to sell properties very quickly to cash-up its balance sheet. Then again, I don't know any special/insider information on this that would make me know any more than anyone else who reads the news and the earnings reports. I’m not a specialist on the banking sector, but this would not inspire a great deal of confidence in me as an investor to see my board tossing prime properties overboard in a fire-sale, amid rumors that the banking industry as a whole has yet to truly feel the full brunt of the NPL issue. That said, I don’t take what happens to PNB to be indicative of the sector as a whole, or to be a barometer for the country’s economy or anything else.
  • [UPDATE] AREIT’s [AREIT 25.70 ▼0.19%] stability fund expired on Friday... the company, our country’s first real estate investment trust, disclosed the end of its stability fund period on Friday with one day’s notice. Monday will be the first day of organic trading for AREIT, which to this point has been substantially assisted by the purchasing activity of its stability fund agent, BPI Capital.
    • MB: As mentioned in previous MBs, BPI Cap has oftentimes wielded a rather heavy hand in its role as stability fund agent, accounting for the majority of transactions on multiple days in an effort to protect that P25.60 price point. It will be interesting to see how a REIT stock handles the absence of that kind of manipulation; will the stock plummet like AllHome [HOME 5.82 ▼1.36%] did after it’s eerily-flat post-IPO stability fund period ended, or will the price gently float up and down with the market due to the fixed-income nature of the underlying asset? I don’t have a prediction, I’m just excited to watch what might happen.
  • [UPDATE] Wirecard scandal prompts AMLC to probe 57 foreign and local “persons of interest”... the Anti-Money Laundering Council (AMLC), the group in charge of the domestic investigation into the Philippines’ involvement in the $2bn Wirecard fraud that brought down one of Germany’s (and Europe’s) leading fintech firms, has said that up to 57 “persons of interest” are now being investigated. The AMLC submitted a report on the investigation to the NBI which included bank personnel from BPI [BPI 64.90 ▼0.15%] and BDO [BDO 91.10 ▼0.98%], as well as immigration personnel who may have helped fake entry/exit data for Wirecard executives.
    • MB: The list is just of “persons of interest”, not of “suspects to be charged with crimes”, so there is still a long road of evidence gathering and administrative paper-pushing to go yet before anything substantive can be done. It’s interesting that the Inquirer noted that the “banks were no longer part of the investigation“. Some other developments in this script that you know will be made into a movie someday: Deutsche Bank is no longer interested in buying Wirecard AG’s banking unit because it’s “too expensive”; Vice Chancellor (and potential Merkel successor) under fire for mishandling of Wirecard scandal; and this story from Dan McCrum, the reporter that helped expose the Wirecard fraud.
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submitted by DuncnIdahosBandurria to phinvest [link] [comments]

2020.09.05 09:08 ionenbindung Vorladung zur Vernehmung als Beschuldigter für versuchte Körperverletzung

Meine Freunden (F1, 2 und Freundin von F2) (ein 22-jähriger Mann und ein 21-jähriges Paar) und ich (21 Jahre alt, männlich) wohnen zusammen in Hannover, Deutschland. Wir sind alle ausländische Studenten, deshalb müssen unsere Visen oftmals verlängert werden. Wir haben 2 Softair-Federdruckpistolen mit 6mm Kunststoff-Munition, die legal auch ohne Waffenschein sind (Mündungsenergie unter 0,5 Joule). Zum Zeitpunkt des Vorfalls war ein Freund von mir (F3, 21 Jahre alt, männlich) zu Besuch.
Am Montag, 17.08.2020, um circa 23:45, zwei Polizisten haben an unsere Tür geklopft und gesagt, dass ein alter Mann mit einem Hund durch eine 6mm-Kugel fast verletzt wurde, und wir wegen unseres Pistolen zur Vernehmung waren. Die Polizei haben unsere Waffen, Munition, Fotos von unserer Pässe (F1, F2, F3 und ich) genommen und dann verlassen, um mehr Untersuchung durchzuführen.
Am Donnerstag, 03.09, bekommen wir "Vorladungen als Beschuldigter" für "versuchte gefährliche Körperverletzung". Das Datum ist Mittwoch, 09.09.
Zum Zeitpunkt des Vorfalls waren wir im Bett in unseren Zimmern (F1, F3 und ich hat uns ein Zimmer geteilt; F2 war mit seiner Freundin). Wir sind unschuldig.
Was sollen wir in dieser Situation tun? Sollen wir einen Dolmetscher oder einen Anwalt suchen oder nicht? Wenn wir unsere Unschuld nicht beweisen können, welche Art von Bestrafung wird durchgeführt?
Jemand bitte uns helfen. Vielen Dank.
Additionale Informationen:
Me (21 years old, male) and my friends (Friend 1, 2 and Girlfriend) (a 22-year-old male and a 21-year old couple) are living together in Hannover, Germany. We all come here to study abroad, so our visas need to be regularly extended. We own 2 springloaded airsoft guns with 6mm plastic bullet, which is legal even without a license (energy below 0,5 Joules). At the time of the incident, a friend (Friend 3, 21-year-old male) was visiting.
On Monday, 17.08.2020, at approximately 23:45, two officers knocked our door and said there was an old man with a dog who was almost injured by a 6mm bullet, and because we owned airsoft guns, we were questioned. They took the guns, the bullets, pictures of our passport (me, F1, F2, and F3) and left to conduct more investigation.
On Thursday, 03.09, we received a "Summon as Defendant" for "attempted dangerous body injury". The date is Wednesday, 09.09.
At the time of the incident, we were in our rooms (Me, F1 and F3 shared a room; F2 was with his GF). We were innocent.
What should we do in this situation? Should we find an interpreter, a lawyer, or not? If we are unable to prove our innocence, what kind of punishment will be executed?
Please help us. Thank you.
Additional information:
submitted by ionenbindung to LegaladviceGerman [link] [comments]

2020.09.03 17:04 tanejarohan Passed the Goethe A1 exam. Learning resources and tips. AMA.

Part Score (Actual score * 1.66 as per Goethe's grading rules) Actual Score
Hören 23.24 out of 25 points 14/15
Lesen 21.58 out of 25 points 13/15
Schreiben 24.90 out of 25 points 15/15
Sprechen 19.92 out of 25 points 12/15
Overall Score 90.00 out of 100 points 54/60
Grade sehr gut
Some background:
Over the course of 2 years, I did the following (mostly in the past 6 months):
Last week preparation:
Didn't do enough:
Schreiben: Never really practiced it except for writing 1-2 paragraphs that I got corrected from a friend. Got some super useful tips though. Such as:
  1. Remember to capitalise the first letter of nouns. Very important for A1 even if you get something grammatically wrong.
  2. Get your salutations right. (Liebe/r, Sehr geehrte/r, Liebe Grüße, Mit freundlichen Grüßen) [Bonus hack tip: You'll surely find one of these in the "Lesen" section of your exam, just in case you go totally blank.]
Watching German shows on Netflix: Tried with Dark (Too complicated for me) and Dogs of Berlin (This was one year ago so I quickly switched to English when I realised I was understanding nothing). But I guess sitting through these without even understanding anything and then re-watching them to see how much you understand the next time is how it should be done. Maybe I'm just not patient enough to do that.
Wanted to do but couldn't do it in time:

Other tips:
- Get the Tandem app. I only learned about it 2 days ago. Mostly using it for speaking practice now by communicating via voice notes. Quite handy for chatting as well. Just remember to help more than what you get in return.
- You should be able to ace the 1st part of the "sprechen" test even in your sleep. The first part is always always always about introducing yourself with 7 basic requirements: Name, age, country of origin, current place of residence, current job, hobbies and languages spoken. Plus, they'll ask you to spell your name and recite your phone number. Getting your ABCs and 123s right may seem easy but record yourself answering all of these and ask a German friend to correct your pronunciation since you may not notice it yourself. I was asked to spell out my area of residence instead of my last name: I live in Mitte so they laughed it off and asked me to spell out my street name instead. So be prepared to spell out any of your basic details.
- I messed up the third part of my "sprechen" exam by not understanding what "Bitten" means. "Bitten" on Google Translate says "ask / request". But what they really want in the exam is "request" and not just any form of "ask". I asked general questions instead of "May I..." or "Can you please..." ones. I learned about this after my speaking test from a fellow test taker in my "sprechen" group. That's where I suppose I lost the 1 or 2 of the 3 points deducted. Lost the other 1-2 points probably because I have no practice of including Akkusativ/Dativ cases in a sentence when speaking.
- Fitting the message/email in (approximately) 30 words is tough. But a few friends suggested to stick to it and I even saw on one of the sample papers that points are deducted for not respecting the word limit. I wrote 36.
- Do not write the message/email on the answer sheet directly since you are very likely to make spelling mistakes / capitalisation / grammar mistakes in the first attempt. Make use of the question booklet and keep improving it there itself.
- You have no control over the duration of the Hören part since it does take 20 minutes to listen to 15 audio questions + 1 sample question. But after that you'll have 40 minutes for Lesen and Schreiben and most likely you'll have a bigger part of these 40 for Schreiben since 1 question per minute in Lesen can be done comfortably. Plan accordingly.
- The speaking part of the test takes place after a break. There were 14 test takers in my batch and I was the last one so my speaking test was scheduled 2 hours after the Hören-Lesen-Schreiben part. You'll already know this duration beforehand when you receive details about your exam a week or so before the exam date via email.
- Like me, if you have no urgent requirement to learn the language, go ahead and book a test date. Maybe that'll kick in some urgency.
- As you may have noticed by now, I was/am inclined towards video/audio tutorials more than putting in the effort myself to practice grammawriting/speaking which would definitely start being problematic with further levels. So please adapt your learning according to what suits you best and not trust this post blindly.
If there's something that I didn't answer, please feel free to ask in the comments below and I'll try my best to answer them ASAP.
Good luck!
submitted by tanejarohan to German [link] [comments]

2020.09.02 03:09 WSDon Are you staring at my Rackspace? ($RXT DD)

I've yet to see this really discussed here in detail, so I figured fuck it, I'll do it.


Rackspace is a recently IPO'd company that just had its earnings yesterday. The release was very well done, and I urge anyone who is legitimately interested in this company to listen to it here, as they can sell it probably WAY better than I can.
Key Stats
Official description:
Rackspace Technology, Inc. is a multi-cloud technology services company. The Company designs, builds and operates cloud environments across technology platforms. The Company’s segments include Multicloud Services, Apps & Cross Platform and OpenStack Public Cloud.
The Multi cloud Services segment includes public and private cloud managed services offerings, as well as professional services related to designing and building multi cloud solutions and cloud-native applications. The Apps & Cross Platform segment includes managed applications, managed security and data services, as well as professional services related to designing and implementing application, security and data services.
OpenStack Public Cloud. Enables to run applications on a public cloud that is built on open-source technology. It delivers professional services across its entire portfolio, including multi cloud solutions, applications, security and data. [1]
TL;DR - not just ANY cloud company, but a MULTICLOUD company!

Price Targets:

(Current price as of 09/01/2020 close: $21.30)

Buy: 9 / Hold: 0 / Sell: 0
Aug-31-20 Initiated RBC Capital Mkts Outperform $29
Aug-31-20 Initiated JP Morgan Overweight $28
Aug-31-20 Initiated Goldman Buy $44 $38 [2]
Aug-31-20 Initiated Evercore ISI Outperform $24
Aug-31-20 Initiated Deutsche Bank Buy $26
Aug-31-20 Initiated Credit Suisse Outperform $27
Aug-31-20 Initiated Citigroup Buy $24
Aug-31-20 Initiated BMO Capital Markets Outperform $23
Aug-31-20 Initiated Barclays Overweight $24

PS - Option prices are cheap right now, thanks to a pretty flat post-earnings day


My position:

I decided to go with a long dated call: $RXT 19FEB21 $25.00
submitted by WSDon to wallstreetbets [link] [comments]

2020.09.02 00:37 Usernamenotta Non-American here: How to justify international level theft and use artificial starvation to further your own gains: The gold of Venezuela.

This is part conspiracy, part fact statement. I know this sub is highly popular by Americans, so the main view of the world is extremly pro-American. Either if they bomb a country for oil or to fight terrorists, or even bomb the wrong country, the West and essentially US are still a beacon of civlisation and whatever they do is only for the greater, selfless good. However, from the outside things look a bit different. This particular post is the result of me tracking the MSM narrative for a little over a year now and how shocked I am to see how much logic and facts can be twisted to justify what is essentially international grade theft and planned starvation of a nation.
Soo, what is the MSM narrative on Venezuela? It's nation ruled by a dictator and because he's a socialist anti-US dictator (not the pro-US genocidal dictator like Cold War SK or South Vietnam or Indonesia which US loved) his nation is going to shambles due to him being an anti-US dictator and his failed economic policies. The West and US especially, have nothing to do with the crisis and they stand with the rightful ruler of Venezuela, Guaido (who's also kinda self declared and the only semi-legitimate backing force he had, the self-exiled national assembly, retreated its support for him)
But what is actually going on, what is the actual timeline of events and why should we, non-americans care?
Well, the economic measures which the US blames for the fall of Venezuela have started years ago, after the ultra-capitalist orientation of the nation boosted the economy in statistics, but also created great economic divide between the classes. The socialist measures were introduced in an attempt to solve this by Maduros predecessor, Chavez. After his death, Maduro took over. However, problems were already on the horizon. Since the times of Obama, US imposed sanctions on Venezuela. However, things escalated recently after an election won by Maduro. This was sensed as an opportunity by the US to hit as many birds with one stone as possible. They created further division in the nation and outside it by backing Guaido. They refused any form of negociations and encouraged the world to do the same, blocking Venezuela from international trade. Not only that, but they created an anti-Venezuela front in Latin America. The only nations which seek a peaceful solution were Russia, Mexico, China and Bolivia, encouraging dialogue between the two parties, while the US puppeteered Lima format vehemently denies any peaceful conciliation. Outside South America, where only Bolivia and Mexico were supporters, the only nations siding with Venezuela were Russia, China and Iran.
The political perspective: As mentioned, the Russian backed format declares itself for further conciliation of the parties. Meanwhile, from the start, the Western led group did not even want to hear about any solution not on their terms: Days before the planned election date, the Lima Group – alongside the United States and the European Union – called for the cancellation of the election and prepared for responses should the election be held.[32] Following the election which strengthened President Maduro's position, the fourteen member nations of the Lima Group recalled their ambassadors from Venezuela (from Wikipedia). Yes, the great beacons of democracy deny elections. No matter what you believe about the context, elections are a core principle of democracy. You cannot deny them and then call yourself pro democracy. In the meantime, the situation degenerated. More sanctions came to be and Bolivia, the only Venezuelan ally in South America suddenly had a change of hart, overthrowing the gouvernment and surprise, surprise, a new pro-US anti Venezuela one came to power. And despite promising new elections, those were delayed 3 times already. Meanwhile, US seems to think it's their divine duty to block Iran trading with Venezuela, because a nation surely has the right to disrupt trade with two others. Not only that, but we've seen disinfo campaigns by Western media trying to gather support for the opposition (Famou stories include 'humanitarian convoy's not sanctioned by the UN, filled with equipment meant to build barricades or the NYT story on how Maduros border guards allegedly torched a humanitarian truck which was actually set ablaze by the oposition throwing molotovs.) Well, overthrowing gouvernments just to overthrow others or destryoing the credibility of humanitarian missions for the same goal seems dark enough, right? Well, that's nothing compared to a more sinister fact:
Planned starvation of Venezuela and theft of their assets. I've already made it clear that US and the West imposed multiple sanctions on Venezuela. Had it been only one nation, it would be fine, however most of the world cut refuses to deal with the current gouvernment. This means that the nation cannot sign deals to trade and get the goods they desperately need, they cannot take loans or get access to specialists to maintain their infrastructure and, worst of all they lost control over their foreign assets. Let's do a logic check. If a country is banned from world trade, how can it get the goods it lacks? No matter what economic measures one could take, it is impossible to improve or even maintain yourself as a nation if you cannot trade. And who has to suffer more? The population of course. The elites of a nation already have a material base they can use to survive even if they cede everything of the few resources that come in, but the general population cannot survive with international trade. The US and EU are fully aware of this, but instead of finding a way to allow Venezuela to trade again, they keep pushing the anti-Maduro initiative. The exiled gouvernment itself is busy more with overthrowing Maduro instead of finding solutions and restoring trade. And this is not the only problem. Venezuelas infrastructure needs maintainance and they need international specialists for this. But they cannot get them. And last, but not least, the theft of Venezuelas assets. There are many examples, Here is an article about how US wants to 'pay' for oil, without sending in the money, or here about how US is trying to crush Venezuelas economic arm (I'll return to it later). However, another mind bogling example occured not in the US, but Europe. Two of them actually, with Deutsche Bank and the Bank of England involved. . The one I am going to focus is the Bank of England. Basically, court ruled that Venezuela cannot access its own gold reserves to pay for the debts it has . Why? Because the UK recognised another ruler for that nation. Just enjoy the mental gymnastics we are forced to accept: Venezuela is strugling to pay for its debts to the West because the West cut of its source of money. They also cannot access their emergency reserves in a time of emergency because the leaders of a foreign nation do not recongise the leader which de facto controls the nation. As a result, the gold they had deposited to other nations as an insurance was taken away from them and is free to be sold. This is simply plain theft. And the mental gymnastics don't stop there. The main nations that trade with Venezuela are Iran, Russia and China. Of course, those are oil-rich nations or have ample supplies of oil, so the main export product of Venezuela, even in the best of intentions, won't be worth much to them. They try to provide medicine and other services in exchange for access to other natural resources, like gold. And what is the US propaganda saying? That's it's actually Russia and China, legally trading and supporting Venezuala to keep it afloat, that are stealing from the people. And the main victims are the people of Venezuela who, in any ending of this situation, are going to find themselves in a nation empoverished by debt and with their hard earned gold reserves stolen.
So, what's next? Well, new elections were supposed to be held this year, but the 'opposition' already said they won't take part. Oldest tactic ever, you cannot say you were defeated in a fair battle if you did not take part in the battle. After the elections, I predict the US will propagate lies like 'the dictator supressed free vote and denied the opposition a chance' and use those lies to justiffy even more strangulation of their economy. And further down the road? I predict 2 possible outcomes. 1. Maduro or a non-US alligned faction stays in power and the suffering of the people will continue 2. Maduro leaves and I suspect the events are going to unfold like what happened in my nation and the rest of the post-communist block once the Iron Courtain fell: forced capitalisation to enslave the economy, I've already provided an example of US stripping a Venezuelan company of its source of income (and other physical assets). What happened to us and what is going to happen next is simple: due to the inflation and destruction of foreign assets, the forced capitalisation of Venezuela would make the big companies look inefficient on the economic market, significantly dropping their value. Add a few pro-US shaddy officials in Venezuela and the state companies critical to the national economy and infrastructure are going to be taken over by US or European ones, perhaps even being dismantled. Who knows, Bidens son might even get a new present like he got from Ukraine after Maidan.
Soo, why should we care? Well, for the US youth, take note and don't be brainwashed by ultra capitalist diehards and fake socialists. Venezuela failed because of outside interference, not because it cared for its people through socialism. Don't let others deny your rights to healthcare and education, but don't let a gouvernment abuse you for them.
Those outside US and outside Western nations in general? We should all trade, we should all communicate, but DO NOT TRUST THE WEST. They will force you to starve and then blame you for not pulling yourself out of starvation
submitted by Usernamenotta to conspiracy [link] [comments]

2020.09.01 14:47 rusticgorilla Lost in the Sauce: Rosenstein secretly curtailed Mueller's investigation into Trump's Russia ties

Welcome to Lost in the Sauce, keeping you caught up on political and legal news that often gets buried in distractions and theater… or a global health crisis.
If you are confused about what's going on with the McGahn subpoena, please see the "Court cases" section where I break it down. Basically, don't panic, it will almost certainly be overturned by the full bench.

Rosenstein grounds the plane

In 2017, former deputy attorney general Rod Rosenstein secretly narrowed Mueller’s investigation into Russian interference and ties to Trump, according to the NYT. Some career FBI counterintelligence investigators believed Trump’s own relationship with Russia “posed such a national security threat that they took the extraordinary step of opening an inquiry into them.” Rosenstein reportedly allowed the FBI to believe such an inquiry was ongoing while separately telling Mueller not to investigate the matter.
Mr. Rosenstein concluded the F.B.I. lacked sufficient reason to conduct an investigation into the president’s links to a foreign adversary. Mr. Rosenstein determined that the investigators were acting too hastily in response to the firing days earlier of James B. Comey as F.B.I. director, and he suspected that the acting bureau director who approved the opening of the inquiry, Andrew G. McCabe, had conflicts of interest.
Mr. Rosenstein never told Mr. McCabe about his decision, leaving the F.B.I. with the impression that the special counsel would take on the investigation into the president as part of his broader duties. Mr. McCabe said in an interview that had he known Mr. Mueller would not continue the inquiry, he would have had the F.B.I. perform it.
Rosenstein reportedly told Mueller: “This is a criminal investigation. Do your job, and then shut it down.” This recalls what Rosenstein told Trump circa Winter 2018:
Rosenstein — who, by one account, had gotten teary-eyed just before the call in a meeting with Trump’s chief of staff — sought to defuse the volatile situation and assure the president he was on his team… “I give the investigation credibility,” Rosenstein said, according to an administration official with knowledge of what was said during the call. “I can land the plane.”
  • Definition: A criminal investigation would ordinarily pursue allegations of criminal conduct. A counterintelligence investigation, by contrast, may pursue allegations of “coordination” between U.S. persons and foreign hackers that may be unseemly and problematic if true, but potentially not criminal—such as, to use Professor Kent’s example, the possibility that a person within the United States coordinated to distribute material previously hacked by agents of a foreign government. (Lawfare)

Election security briefings

The Office of the Director of National Intelligence (DNI) sent a letter to the House and Senate Intelligence Committees last week informing them that it’ll no longer provide in-person briefings on election security issues. Instead, the committees will be given written updates, eliminating the opportunity for congress to question officials.
"This is a shocking abdication of its lawful responsibility to keep the Congress currently informed, and a betrayal of the public's right to know how foreign powers are trying to subvert our democracy. This intelligence belongs to the American people, not the agencies which are its custodian. And the American people have both the right and the need to know that another nation, Russia, is trying to help decide who their president should be," Pelosi and Schiff said in a statement.
Schiff pointed to Russia as the main reason for the change: "What changed is the President, probably in another fit, saying 'I don't want congress informed.' Because the last time Congress was informed, the DNI had to put out a statement to acknowledge that the Russians are helping Trump again. That’s his goal - to suppress that information." (clip)
Schiff added that the House “will compel the intelligence community to give Congress the information that we need. We will compel the intelligence community also to speak plainly to the American people.”

Court cases

Today, Tuesday, the 2nd U.S. Circuit Court of Appeals will hear arguments in Trump’s attempt to block Manhattan D.A. Vance’s subpoena for his tax returns from Mazars. In filings last week, Vance wrote that "continued delay of the grand jury’s investigation is unwarranted” and “would significantly impair the Office’s ability to discharge its constitutionally protected duty to investigate and, where appropriate, prosecute violations of New York law.”
Update: 2nd Circuit promises a decision by the end of the day on whether to stop a subpoena for President Trump's tax returns
  • Further reading: Just Security: “Given the likelihood that Vance has already obtained the needed tax returns and probable appellate rulings which will provide access to the Mazars USA material, it is possible that sufficient evidence has been obtained that would support fraud indictments of the Trump Organization and pertinent executives in the near future.”
A three-judge DC Circuit Court panel ruled that the House cannot use the courts to enforce their subpoena for Don McGahn’s testimony. Judge Judith Rogers (appointed by Bill Clinton) split from the majority, Karen Henderson (a George H.W. Bush appointee) and Thomas Griffith (a George W. Bush appointee), in the 2-1 decision. The House has already vowed to request an en banc hearing - meaning a hearing by the entire DC Circuit bench.
The majority reasoned that the House needs to pass a law authorizing it to enforce subpoenas through the courts, first. Without such a statue, the House is limited to using its inherent contempt powers, they argue.
The dissent by Rogers states that Congress’ power to enforce subpoenas is implied in the Constitution and was reinforced by the recent Supreme Court ruling in the House’s quest for Donald Trump’s financial documents. It appears very likely that the full bench with rule in Congress’s favor given the SCOTUS opinion stating: “We have held that the House has authority under the Constitution to issue subpoenas to assist it in carrying out its legislative responsibilities.”
  • History: In February, the same appeals court panel split along the same lines in addressing whether the House has standing to sue executive branch officials. The House took the issue to the full DC Circuit court, which overturned Griffith and Henderson’s ruling 7 to 2, thus supporting Congress’s right to sue McGahn for testimony. In yesterday’s opinion, Griffith and Henderson write that “The en banc court held that the Committee has Article III standing, but the Committee ‘also need[s] a cause of action to prosecute’ its case in federal court.” It is the latter issue that the court is addressing currently.
  • Note that Judge Thomas Griffith is retired yesterday, as planned, opening the seat for McConnell protege Justin Walker - who was confirmed by the Senate in June (in the middle of a pandemic). Arguably, Walker will be farther right than Griffith. He is perhaps most well known for aggressively lobbying for and defending Brett Kavanaugh during the latter’s confirmation process to the Supreme Court (example of one of his Fox News appearances from the time).
The full DC Circuit ruled that the case against Michael Flynn does not have to be immediately dismissed, thus allowing District Judge Emmet G. Sullivan to question prosecutors’ unusual move to dismiss Flynn’s case ahead of sentencing. The 8-2 ruling reversed a previous ruling by a three-judge panel - made up of Judge Karen Henderson (same as from the McGahn panel) and Neomi Rao, a Trump appointee who has written numerous legally questionable and biased opinions. Obama appointee Robert Wilkins dissented on the panel.
The current full bench opinion states that the court has no reason to compel a district court to decide an undecided motion in a particular way:
"The only separation-of-powers question we must answer at this juncture is whether the appointment of an amicus and the scheduling of briefing and argument is a clearly, indisputably impermissible intrusion upon Executive authority, because that is all that the District Judge has ordered at this point," the majority opinion said. "We have no trouble answering that question in the negative, because precedent and experience have recognized the authority of courts to appoint an amicus to assist their decision-making in similar circumstances.
The House Intelligence Committee voluntarily narrows its subpoena to Deutsche Bank seeking Trump’s financial information in order to expedite the case. The new subpoena focuses only on Trump, Don Jr., Eric, and Ivanka.
The Supreme Court laid out a test last month after President Trump fought the subpoena...The opinion itself held that courts should consider four factors when weighing congressional subpoenas that involve a sitting president, including whether or not the information is available in other ways, the breadth of the request, the request’s legislative purpose, and the burden placed on a President by complying with the request.
Similarly, the House Oversight Committee issued a memo explaining why their subpoena to Mazars seeking Trump’s financial records already satisfies the four factors identified by the Supreme Court. In a filing to the DC Circuit, the House counsel writes, "if this Court does not resolve this case now, the Trump Plaintiffs will almost certainly have succeeded in blocking the 116th Congress from obtaining any documents pursuant to its subpoena.”
A coalition led by the National Urban League asked a federal judge on Tuesday to act promptly and extend the 2020 census response deadline, which is just over a month away. The Trump administration set September 30 as the date to stop collecting responses, despite earlier saying it needs extra time due to the pandemic.
A federal judge has ordered the State Department to issue a U.S. passport to the daughter of a married gay couple whom the Trump administration had argued in court was ineligible for birthright citizenship. Derek Mize and Jonathan Gregg are both U.S. citizens. Their daughter, Simone, was born in July 2018 via a gestational surrogate in the United Kingdom using one father’s sperm and an anonymously donated egg.
For the second time in a week, a federal judge issued a blistering ruling against a controversial rule by Betsy DeVos’s Education Department that directs states to give private schools a bigger share of federal coronavirus aid than Congress intended.


The House Oversight Committee officially notified members that Chairwoman Maloney intends to issue a subpoena to Postmaster DeJoy. Maloney said the subpoena will seek “documents he has been withholding from Congress,” including those requested at the emergency hearing on August 24.
On Friday night—two days after this deadline—DeJoy sent a letter to the Committee stating: “I trust my August 24 testimony before the Committee on Oversight and Reform clarified any outstanding questions you had.” DeJoy has not produced a single additional document since the House and Senate hearings were held.
  • Further reading: One week after Postmaster General Louis DeJoy announced he was temporarily suspending changes to the United States Postal Service, NBC News spoke with eight postal union representatives from throughout the nation, all of whom expressed concerns and provided examples of ongoing delays in mail delivery.
  • USPS Board of Governors Chairman, Robert M. Duncan, was revealed to be a director of the Mitch McConnell-allied Senate Leadership Fund super PAC. This is in addition to his position as director of pro-Trump super PAC American Crossroads.
The House Foreign Affairs Committee is preparing to hold Secretary of State Mike Pompeo in contempt for his repeated refusal to cooperate with the committee's investigations. Pompeo told the committee that he would only turn over the subpoenaed documents if the House also investigated the same anti-Biden conspiracies as the Senate was.
Chairman Engel said, “From Mr. Pompeo’s refusal to cooperate with the impeachment inquiry to his willingness to bolster a Senate Republican-led smear against the President’s political rivals to his speech to the RNC which defied his own guidance and possibly the law, he has demonstrated alarming disregard for the laws and rules governing his own conduct and for the tools the constitution provides to prevent government corruption. He seems to think the office he holds, the Department he runs, the personnel he oversees, and the taxpayer dollars that pay for all of it are there for his personal and political benefit.
Four House chairs are seeking an investigation by the Defense Dept. IG into retaliation against the Vindmans. Last week, Yevgeny Vindman filed a whistleblower complaint saying he was retaliated against for raising concerns about Trump's phone call with Zelensky and alleged sexist and unethical behavior by national security adviser Robert O'Brien, as well as O'Brien's senior adviser Alex Gray.

Details from upcoming books

The New York Times' Michael Schmidt has a book coming out called "Donald Trump v. The United States."
Schmidt reports that White House counsel Don McGahn sent a two-page memo to Chief of Staff John Kelly arguing that Jared Kushner's security clearance needed to be downgraded in 2018. Kelly had serious concerns about granting Kushner a top-secret clearance in response to a briefing he had received related to the routine FBI investigation into Kushner’s background. The pair reduced Kushner’s clearance from top secret to secret, but ultimately Trump intervened to ensure Kushner got his top-secret security clearance.
Schmidt reports that the day after Trump fired Comey, the president offered then-Homeland Security Secretary John Kelly the job - but demanded Kelly be loyal to “only him.” "Kelly immediately realized the problem with Trump's request for loyalty, and he pushed back on the president's demand," Schmidt writes. "Kelly has told others that Trump wanted to behave like an authoritarian and repeatedly had to be restrained and told what he could and could not legally do."
Schmidt reports that Pence was ready to take over for Trump during his so-called “routine” visit to Walter Reed Medical Center late last year.
Describing Trump’s unexpected November 2019 visit to Walter Reed National Military Medical Center, he reports the White House wanted Mike Pence “on standby to take over the powers of the presidency temporarily if Trump had to undergo a procedure that would have required him to be anesthetized.” (NYT)
Finally, Schmidt writes that Mitch McConnell fell asleep during a classified briefing on Russia.
First lady Melania Trump’s former senior adviser and close friend, Stephanie Wolkoff, also has a book coming out.
Donald Trump wanted his inauguration to look like a North Korean military parade. When discussing the parade with Winston Wolkoff and Ivanka during the transition, Trump said: “I want tanks and choppers. Make it look like North Korea,” he told them. Winston Wolkoff wrote: “He really wanted goose-stepping troops and armored tanks? That would break tradition and terrify half the country.”
In her book, she describes how Melania didn’t want to move to the White House right away in part because she didn’t want to have to use the same shower and toilet as former first lady Michelle Obama and was waiting for the bathroom to be renovated. (Politico)
Wolkoff says she is now “working with three different prosecutors” regarding their investigations into Trump’s inaugural committee, which she helped plan. The U.S. Attorney's Office in the Southern District of New York and local attorneys general in New Jersey and Washington, D.C., are reportedly scrutinizing millions of dollars in allegedly excessive and inexplicable expenditures.

Environmental news

FEMA administrator Peter Gaynor repeatedly declined to answer on CNN's "State of the Union" Sunday whether he believes human activity is responsible for climate change, instead saying, "I'm going to leave all that up to the scientists."
A U.S. appeals court on Monday overturned the Trump administration’s July 2019 rule that sought to suspend a regulation that more than doubled penalties for automakers failing to meet fuel efficiency requirements.
On Friday, attorneys general from 21 states joined together to sue the Trump administration to stop changes to the National Environmental Policy Act, often called the Magna Carta of environmental laws.
Washington Attorney General Bob Ferguson (D): “NEPA requires something basic, but very important from the federal government,” he said. “It basically requires the federal government to look before they leap. Pretty straightforward. Look at the science, look at the impacts. What's going to happen if we go forward? ...What the Trump administration wants to do is put blinders on before the federal government leaps, so we don't know what those impacts are.”
Two separate coalitions of green groups are suing the Trump administration to challenge plans that would open 82 percent of Alaska’s National Petroleum Reserve to oil drilling.
A coalition of 13 groups sued the Interior Department and National Park Service on Wednesday over its decision to ease restrictions on hunting bear cubs and wolf pups at national preserves in Alaska.

Immigration News

The U.S. government has detained children at several major hotel chains — more than previously known — during the coronavirus pandemic instead of transferring them to government-funded shelters. Since March, the Trump administration has used hotels to hold at least 660 children, most unaccompanied by a parent, before expelling them to their countries of origin.
A 50-year-old Honduran man who had been in ICE custody died at a Texas hospital after testing positive for COVID-19. The man had been detained at the Joe Corley Processing Center in Conroe, Texas, where, according to agency statistics, 50 people have tested positive for the disease since the beginning of the pandemic.
Two women who were featured in a video of a naturalization ceremony shown at the Republican National Convention on Tuesday night said they did not know it would be aired at the political event.
Customs and Border Protection paid $476K for people's phone location data from a company that's under investigation for selling personal data.
submitted by rusticgorilla to Keep_Track [link] [comments]

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